Downtown Frederick Homes under $900,000

Downtown Frederick Homes under $900,000

Welcome to Downtown Frederick, a vibrant and historic area nestled in the heart of Frederick, Maryland. Known for its charming streets, rich history, and a strong sense of community, Downtown Frederick offers an inviting atmosphere that blends the quaintness of small-town living with the excitement of urban conveniences.

Imagine strolling down the picturesque streets lined with beautifully preserved 19th-century architecture, boutique shops, and delightful cafés. The area is renowned for its lively arts scene, with numerous galleries, theaters, and cultural events that bring the community together. Whether you’re enjoying a weekend farmer’s market or a summer concert in the park, there’s always something happening in Downtown Frederick.

For those looking to make this enchanting area their home, you’ll find a variety of beautiful properties available for under $900,000. From charming historic homes with unique character to modern townhouses that offer contemporary amenities, there’s something to suit every taste and lifestyle. Many of these homes boast features such as spacious layouts, inviting outdoor spaces, and proximity to local parks, ensuring a comfortable and convenient living experience.

Living in Downtown Frederick means you’ll have access to top-rated schools, an array of dining options, and a thriving local economy. With easy access to major highways and public transportation, commuting to nearby cities is a breeze. Embrace the opportunity to be part of this dynamic community and discover your dream home in Downtown Frederick today!

Newest Downtown Frederick Homes under $900,000

426 Chapel Aly Unit 8, Frederick
$785,000
3 Beds ⋅ 3 Baths
Nestled in the heart of Downtown Frederick, this exquisite new construction townhouse embodies the perfect blend of modern luxury and timeless elegance. Completed in 2025, this end-of-row Colonial-style residence is designed for those who appreciate high-end living and a vibrant community atmosphere. As you step inside, you are greeted by an inviting ambiance that flows seamlessly throughout the spacious layout. With four generously sized bedrooms and three and a half bathrooms, this home offers ample space for relaxation and entertainment. The heart of the home features a cozy fireplace, perfect for creating warm memories during chilly evenings. Crafted with meticulous attention to detail, the exterior showcases a classic brick façade that exudes sophistication. The attached two-car garage provides convenience and security, while the beautifully maintained common areas are taken care of by the association, allowing you to enjoy a low-maintenance lifestyle. The property boasts an excellent condition, ensuring that every corner reflects quality craftsmanship and modern amenities. The thoughtful design includes expansive living areas that invite natural light, creating a warm and welcoming atmosphere. Imagine hosting gatherings in your stylish living room or enjoying quiet moments in your private spaces. The association takes care of essential services such as lawn maintenance and snow removal, allowing you to focus on what truly matters-enjoying your home and the vibrant lifestyle that Downtown Frederick offers. Explore local shops, fine dining, and cultural attractions just moments away, making every day an opportunity for adventure. This residence is not just a home; it's a lifestyle choice that embraces comfort, elegance, and community. Experience the joy of living in a space that reflects your aspirations and offers the perfect backdrop for your life's moments. Don't miss the chance to make this luxurious townhouse your own and indulge in the exclusive lifestyle it provides.

426 Chapel Aly Unit 8, Frederick

Listing courtesy of Spring Hill Real Estate, LLC.. Contact:

432 N Bentz St, Frederick
$250,000
3 Beds ⋅ 1 Baths
Do you have a creative eye for design and spaces? Love the idea of taking on a fabulous project? This house will speak to you. Such a unique layout and piece of property in Downtown Frederick. Its double width gives this property a unique flow compared to the typical shot-gun, narrow, long row house you usually see Downtown. Main level has a generous living room that flows into the more than ample sized kitchen. The kitchen is so sizable that you could do something incredible with the layout, an island and finishes. There is a fireplace that straddles both rooms and is begging to be turned into a double sided fireplace. Off of the living room sits a small room that would be a perfect home office. Or reimagine this space as a laundry room. Or both! Continuing on, the floorplan leads to the main level full bath. The square footage of this bath is seriously large for a house this size. You could really do something special here. Connected to the full bath is a main level bedroom. It's not huge, but it's big enough and very usable. Imagine it with a door or doors to the rear patio! Off the back is an enclosed room that is just waiting for someone to do something with it. It's imagined here as a spectacular dining room utilizing the spectacular brick floor already in place and opening up the raw ceiling. Add double French doors and you'd have a view from this room to what could be the most darling little courtyard ever. The courtyard could be a slice of privacy heaven with the right imagination. This main level could be reimagined to be FABULOUS by adding windows back in to the living room, kitchen, and den, looking out onto the enclosure room. The upper level offers two additional rooms that make darling bedrooms, or turn the far one into a stunning full bath as reimagined here. Maybe add some dormers for added head room? No off street parking, but street parking is free and almost always available. You're going to want to put new HVAC in here. Roof, exterior, basement shoring up, in addition to the obvious things. A stones throw to Baker Park, Market Street and all downtown has to offer. This is a prime location and would make a fantastic Air B&B, pied-à-terre, or full time tiny home. The juice is absolutely worth the squeeze here. Bring your plans and your creativity and reap the rewards.

432 N Bentz St, Frederick

Listing courtesy of RE/MAX Results. Contact:

122 E Fourth St, Frederick
$525,000
3 Beds ⋅ 2 Baths
Welcome to this impeccably maintained end-unit colonial townhome nestled in the heart of Historic Downtown Frederick; where timeless character, modern comfort, and an unbeatable walkable lifestyle come together beautifully! The main level showcases original hardwood floors bathed in natural light, with a traditional layout flowing from a formal dining room into the kitchen, living room, and a convenient half bath. Upstairs, the primary bedroom is joined by two additional bedrooms, a full bath, and a charming bonus room, perfect for a home office, reading nook, or den. Step outside to a large back porch overlooking a beautiful native garden - a peaceful outdoor retreat alive with seasonal wildlife and birdsong. Updates include a roof replaced in 2018 and select windows replaced in 2021 and 2026, offering added peace of mind. Living at 122 E 4th Street means the very best of Frederick is right at your doorstep: walk to the seasonal Farmer's Market, stroll along Carroll Creek, enjoy the open green space of Baker Park, explore the shops and award-winning restaurants lining Market Street, and catch live events at Alive at Five, all just steps from your front door. The MARC Train Station is also within easy walking distance for a seamless commute to Washington D.C. This one is a true Downtown Frederick gem, don't miss it!

122 E Fourth St, Frederick

Listing courtesy of Keller Williams Realty Centre. Contact:

430 W Patrick St, Frederick
$475,000
Investor Opportunity in Downtown Frederick ,Three-unit multifamily property with a large rear garage, located in a rapidly developing area of Frederick City near Baker Park and Culler Lake. Zoned DB (Downtown Business), offering potential for a variety of residential and commercial uses. The property features: Street-facing efficiency unit that could potentially be used as a commercial office, Lower-level rear unit with 1 bedroom and 1 bathroom, Second-level unit with 2 bedrooms and 1 bathroom, Large 2+ car garage with storage room, Additional off-street parking,Many updates completed over the years, with additional TLC needed. All long-term tenants have vacated, and the property is currently vacant and being sold strictly "As-Is." An opportunity to renovate, reposition, and maximize the potential of a multifamily property in a desirable and evolving Frederick City location.

430 W Patrick St, Frederick

Listing courtesy of Mackintosh, Inc.. Contact:

29 E Seventh St, Frederick
$499,900
4 Beds ⋅ 3 Baths
Welcome to the best of downtown Frederick living—just one block off Market Street. This beautifully renovated 4 bedroom, 2.5-bath home is the perfect blend of historic character and modern design. The large living room flows seamlessly into a beautifully updated kitchen with white shaker cabinetry, granite countertops, stainless-steel appliances and raised breakfast bar for easy entertaining. A separate dining area and half bath are also located on the 1st floor and adds the convenience of not having to run up and down stairs to use the bathroom. Upstairs, you’ll find a room primary suite with plenty of closet space, 2 additional bedrooms and a fully updated full bath. THIS HOME ALSO HAS A FULLY FINISHED ENGLISH BASEMENT!!! The basement has a large bedroom/recreation room with wet bar, additional full bath, laundry area and its own entrance accessible from the front of the home. Many possibilities here. You could rent the basement out, use as an additional bedroom or just hang out with friends as a recreation room. The outdoor space offers a private, fenced backyard with a covered porch directly off of the kitchen, patio and 2 car parking. Bringing in groceries is super convenient with direct access to the kitchen. There is also another covered porch off the rear bedroom and a large covered front porch set back from the street for additional privacy and outdoor enjoyment. Located just steps from Market Street, you’re surrounded by Frederick’s best—award-winning restaurants, boutique shopping, breweries, art galleries, and Carroll Creek all within easy walking distance. With quick access to both Washington, D.C. and Baltimore, this is a rare opportunity to own a move-in ready home in one of Maryland’s most vibrant and walkable communities.

29 E Seventh St, Frederick

Listing courtesy of Mr. Lister Realty. Contact:

401 S Market St Unit 3, Frederick
$375,000
2 Beds ⋅ 1 Baths
Enjoy this fully renovated condo with deeded parking in sought after South Market Street. Close proximity to anything in Downtown Frederick. Endless possibilities; weekend getaway, primary residence, or short term rental. 2 deed parking spaces included. Second bedroom is a pass through room, but it does have a private entrance through the hallway. If you love downtown living, then you will love this location and condominium property. Wonderful opportunity to own a condominium on South Market Street, directly across from the Maryland School for the Deaf and a few minutes’ walk from Downtown Frederick! This Beautifully renovated second level condo boasts 900 +/- square feet of living space with 2 Bedrooms and 1 Full Bath. BEST PART TWO DEEDED PARKING SPACES!!!Frederick’s Premier Historic District Condominium Project: “South on Market Street” has comfort and functionality that merges into an artfully appointed property that allows you to enjoy the downtown Frederick’s lifestyle while affording you the peace of mind of locking it up and traveling till your heart's content. Situated just a short walk to the Carroll Creek Promenade, the center of downtown Frederick Maryland, enjoy the many restaurants, shopping opportunities, festivals on the creek, Baker Park, library, baseball at the Frederick Keys Ball Park and a cool water way on Carroll Creek all within walking distance. This synergistic area welcomes local microbrew pubs, numerous restaurants, (too many to count) and nightlife entertainment. All this awaits you while you enjoy this charming historic property set within the beautiful city of Frederick Maryland! Sellers will make the 2023 Capital Improvement fee for the buyer at settlement! Festivals on the Carroll Creek Park/Promenade are part of the draw to this - Charming City and project. - Great air flow and plenty of natural lighting. Large parking lot in the rear. A MUST SEE!

401 S Market St Unit 3, Frederick

Listing courtesy of Frederick Land & Home, LLC.. Contact:

13 S Bentz St, Frederick
$249,999
1 Beds ⋅ 1 Baths
Discover the charm of downtown Frederick at 13 S Bentz Street! This inviting 1-bedroom, 1-bath home features neutral finishes, wood-look flooring, and a kitchen with gray shaker-style cabinetry, quartz countertops, a subway-tile backsplash, and distinctive wood floating shelves. In-home laundry adds everyday convenience. Upstairs, the loft-style bedroom offers sloped ceilings and an adjacent walk-in closet. The fenced rear courtyard provides a cozy outdoor space for morning coffee or relaxing at the end of the day. With downtown shops, restaurants, and local attractions nearby, this home combines character and convenience in a manageable footprint. Bring your personal touches and make it your own!

13 S Bentz St, Frederick

Listing courtesy of Samson Properties. Contact:

28 E 4th St, Frederick
$480,000
3 Beds ⋅ 3 Baths
Updated townhome in downtown Frederick. Spacious living room, large combined dining room and kitchen. Sunroom off kitchen leading to large fenced yard with patio. Master bedroom has walk-in closet and full bath with balcony overlooking yard. Kitchen features island with new cooktop and space for stools. Dining room has built-in shelves and cabinets. Kitchen cabinets have custom shelving and spice cabinets. New oven and built-in microwave. New flooring and paint in bedrooms and baths. The home has a large front porch with space for covered outdoor seating. This home is within walking distance to shopping, dining, and Carroll Creek. Schedule your showing today to see this spacious home in the heart of Downtown Frederick.

28 E 4th St, Frederick

Listing courtesy of Taylor Properties. Contact:

139 W South St W, Frederick
$350,000
2 Beds ⋅ 1 Baths
Discover the charm of this exquisite end-of-row home nestled in the heart of Downtown Frederick. Built in 1850, this traditional brick home seamlessly blends historic character with modern comforts. When you step inside this charming home you will be greeted with warmth, and an inviting living space filled with character. Elegant crown moldings are featured throughout this home enhancing the inviting atmosphere, enjoy the spacious dining area perfect for entertaining, while the upgraded kitchen is complete with new stainless steel appliances. This home features two cozy bedrooms and a beautifully appointed full bathroom with a clawfoot tub shower. The upper-floor laundry adds to the ease of daily living. Enjoy your morning coffee on the balcony or unwind on the patio, surrounded by the serene landscape. Living in Downtown Frederick means you're just steps away from a thriving community filled with boutique shops, delightful cafes, nearby parks, and plenty of entertainment. With off-street parking and a convenient shed for additional storage, this property is not just a home it's a lifestyle. Experience the perfect blend of historic charm and modern convenience this home has to offer.

139 W South St W, Frederick

Listing courtesy of HSA Real Estate Group, INC. Contact:

551 E Church St, Frederick
$400,000
3 Beds ⋅ 2 Baths
Meticulously maintained solid brick Cape Cod ideally located in the heart of Downtown Frederick! This move-in-ready home offers the perfect blend of timeless character, thoughtful updates, and exceptional pride of ownership. The main level features a spacious living room, formal dining room, updated kitchen, convenient first-floor bedroom, half bath, and an enclosed rear porch that provides additional flexible living space. Upstairs, you'll find two generously sized bedrooms and a full bath. The large unfinished basement offers abundant storage and excellent potential for future finished living space. Previously installed drain tile helps keep the basement dry, providing added peace of mind. Outdoor amenities are equally impressive, including a welcoming covered front porch, a beautifully landscaped, fully fenced backyard with paver patio that is enclosed by an elegant wrought-iron fence, a detached garage, and off-street parking for up to three vehicles—an exceptional find in downtown Frederick. Located just a few blocks from vibrant Market Street, Carroll Creek, restaurants, shopping, parks, and entertainment, this turnkey home offers the charm of downtown living with the convenience and space today's buyers are looking for.

551 E Church St, Frederick

Listing courtesy of Charis Realty Group. Contact:

241 E Church St, Frederick
$790,000
3 Beds ⋅ 3 Baths
Historic character, thoughtful updates, and an incredible Downtown Frederick location come together at 241 E Church Street. From the beautifully refreshed front entrance, step inside to discover a home filled with architectural charm and inviting living spaces. The front parlor features original shutters, a working gas fireplace, additional lighting, and timeless details that create a warm and welcoming first impression. Continue into the beautifully updated dining room, freshly painted in a soft winter white with a wallpaper accent wall and new statement lighting—the perfect setting for holiday dinners and evenings with friends. The kitchen offers plenty of charm and character along with a new window bringing in additional natural light. Just beyond, a bright rear addition provides flexible living space ideal for a family room, home office, reading room, or creative retreat. Upstairs, three bedrooms and two full bathrooms provide comfortable and versatile accommodations. The spacious primary suite feels like a private escape, complete with skylights, a Juliet balcony, built-in storage, and a generous ensuite bathroom. A built-in primary bedroom custom built closet adds even more functional storage. The front bedroom has been enhanced with six recessed lights, while additional updated lighting and a new Google thermostat add modern convenience throughout the home. Outside, the private backyard is a rare retreat in the heart of the city. A painted wood privacy fence, Edison string lights, custom built firepit, and hot tub create an inviting setting for relaxing and entertaining, with plenty of room to enjoy warm summer evenings under the lights. A secured walkway provides convenient access to the lower level, which offers additional storage, an improved under-stair closet with electricity, and a newly added handrail. Additional improvements include new windows in the kitchen and office, updated ceiling fans and lighting, a keypad front door lock, camera system, refreshed front door, new curtain rods and drapery, and numerous thoughtful updates throughout. All of this is tucked along historic East Church Street, just blocks from the heart of Downtown Frederick. Enjoy an easy walk to acclaimed restaurants, locally owned shops, Carroll Creek, galleries, breweries, entertainment, and everything that makes downtown living so special. 241 E Church Street offers the character of a historic Frederick home with the comfort and thoughtful updates of modern living.

241 E Church St, Frederick

Listing courtesy of Keller Williams Realty Centre. Contact:

118 W All Saints St, Frederick
$499,000
2 Beds ⋅ 2 Baths
Experience the best of downtown Frederick living in this beautifully updated first-floor condo, ideally located just one block from Market Street in the heart of the historic district. Thoughtfully designed with modern finishes while preserving its timeless character, this inviting home offers the perfect blend of style, comfort, and convenience. The open-concept layout features a spacious living area, dining space, and a beautifully appointed kitchen complete with quartz countertops, stainless steel appliances, upgraded lighting, and stylish finishes throughout. The owner's suite offers a peaceful retreat with a walk-in closet and a beautifully updated en-suite bath, while the second bedroom and full hall bath provide comfortable accommodations for guests or a home office. Step outside to enjoy your private covered slate balcony, rear deck, shared patio, and expansive backyard—ideal for relaxing, entertaining, or simply enjoying the outdoors. Rounding out this exceptional property is the rare convenience of private off-street parking, a highly sought-after amenity in downtown Frederick. Located within walking distance of Carroll Creek, Market Street, award-winning restaurants, boutique shopping, breweries, entertainment, and year-round community events, this exceptional condo offers an unbeatable downtown lifestyle. Adding to its appeal, this property offers outstanding flexibility for homeowners and investors alike. The unit has been operating as a highly successful Airbnb, generating $34,656 in annual rental income while maintaining strong year-round occupancy. Future reservations can be transferred to a new owner or cancelled to accommodate a traditional owner-occupant with a 30-day closing. Looking for even greater potential? This condo may also be purchased together with the second-floor unit at 120 W. All Saints Street (MLS #FR2083500), creating a rare opportunity to own both residences. Live in one while continuing to generate income from the other, expand your investment portfolio with two established short-term rentals, or purchase this unit on its own and enjoy everything downtown Frederick has to offer. Whether you're searching for your next home, a turnkey investment, or the opportunity to do both, this is a rare offering to own and live in beautiful Downtown Frederick.

118 W All Saints St, Frederick

Listing courtesy of Charis Realty Group. Contact:

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