Downtown Frederick Homes under $500,000

Downtown Frederick Homes under $500,000

Welcome to Downtown Frederick, a vibrant and picturesque subdivision nestled in the heart of Frederick, Maryland. Known for its rich history and charming atmosphere, Downtown Frederick offers residents a unique blend of urban amenities and small-town warmth. Stroll along the beautifully preserved streets lined with historic architecture, where local boutiques, art galleries, and cozy cafes invite you to explore and unwind.

One of the standout features of this delightful community is the availability of homes priced under $500,000, making it an attractive option for first-time buyers, young families, and anyone looking to invest in a thriving area. These homes, often characterized by their quaint designs and modern updates, provide an excellent opportunity to experience the charm of downtown living without breaking the bank.

Residents of Downtown Frederick enjoy easy access to an array of amenities, including parks, farmers' markets, and a bustling nightlife. The community hosts numerous events throughout the year, from art walks and music festivals to seasonal celebrations, fostering a strong sense of community and connection among neighbors.

With its prime location, Downtown Frederick also boasts convenient access to major highways, making it easy to commute to nearby cities like Washington, D.C., and Baltimore. Whether you’re looking for a cozy bungalow or a charming townhouse, Downtown Frederick offers a delightful selection of homes that fit your lifestyle and budget. Come discover the magic of this enchanting subdivision, where history meets modern living and community spirit thrives!

Newest Downtown Frederick Homes under $500,000

432 N Bentz St, Frederick
$250,000
3 Beds ⋅ 1 Baths
Do you have a creative eye for design and spaces? Love the idea of taking on a fabulous project? This house will speak to you. Such a unique layout and piece of property in Downtown Frederick. Its double width gives this property a unique flow compared to the typical shot-gun, narrow, long row house you usually see Downtown. Main level has a generous living room that flows into the more than ample sized kitchen. The kitchen is so sizable that you could do something incredible with the layout, an island and finishes. There is a fireplace that straddles both rooms and is begging to be turned into a double sided fireplace. Off of the living room sits a small room that would be a perfect home office. Or reimagine this space as a laundry room. Or both! Continuing on, the floorplan leads to the main level full bath. The square footage of this bath is seriously large for a house this size. You could really do something special here. Connected to the full bath is a main level bedroom. It's not huge, but it's big enough and very usable. Imagine it with a door or doors to the rear patio! Off the back is an enclosed room that is just waiting for someone to do something with it. It's imagined here as a spectacular dining room utilizing the spectacular brick floor already in place and opening up the raw ceiling. Add double French doors and you'd have a view from this room to what could be the most darling little courtyard ever. The courtyard could be a slice of privacy heaven with the right imagination. This main level could be reimagined to be FABULOUS by adding windows back in to the living room, kitchen, and den, looking out onto the enclosure room. The upper level offers two additional rooms that make darling bedrooms, or turn the far one into a stunning full bath as reimagined here. Maybe add some dormers for added head room? No off street parking, but street parking is free and almost always available. You're going to want to put new HVAC in here. Roof, exterior, basement shoring up, in addition to the obvious things. A stones throw to Baker Park, Market Street and all downtown has to offer. This is a prime location and would make a fantastic Air B&B, pied-à-terre, or full time tiny home. The juice is absolutely worth the squeeze here. Bring your plans and your creativity and reap the rewards.

432 N Bentz St, Frederick

Listing courtesy of RE/MAX Results. Contact:

430 W Patrick St, Frederick
$475,000
Investor Opportunity in Downtown Frederick ,Three-unit multifamily property with a large rear garage, located in a rapidly developing area of Frederick City near Baker Park and Culler Lake. Zoned DB (Downtown Business), offering potential for a variety of residential and commercial uses. The property features: Street-facing efficiency unit that could potentially be used as a commercial office, Lower-level rear unit with 1 bedroom and 1 bathroom, Second-level unit with 2 bedrooms and 1 bathroom, Large 2+ car garage with storage room, Additional off-street parking,Many updates completed over the years, with additional TLC needed. All long-term tenants have vacated, and the property is currently vacant and being sold strictly "As-Is." An opportunity to renovate, reposition, and maximize the potential of a multifamily property in a desirable and evolving Frederick City location.

430 W Patrick St, Frederick

Listing courtesy of Mackintosh, Inc.. Contact:

29 E Seventh St, Frederick
$499,900
4 Beds ⋅ 3 Baths
Welcome to the best of downtown Frederick living—just one block off Market Street. This beautifully renovated 4 bedroom, 2.5-bath home is the perfect blend of historic character and modern design. The large living room flows seamlessly into a beautifully updated kitchen with white shaker cabinetry, granite countertops, stainless-steel appliances and raised breakfast bar for easy entertaining. A separate dining area and half bath are also located on the 1st floor and adds the convenience of not having to run up and down stairs to use the bathroom. Upstairs, you’ll find a room primary suite with plenty of closet space, 2 additional bedrooms and a fully updated full bath. THIS HOME ALSO HAS A FULLY FINISHED ENGLISH BASEMENT!!! The basement has a large bedroom/recreation room with wet bar, additional full bath, laundry area and its own entrance accessible from the front of the home. Many possibilities here. You could rent the basement out, use as an additional bedroom or just hang out with friends as a recreation room. The outdoor space offers a private, fenced backyard with a covered porch directly off of the kitchen, patio and 2 car parking. Bringing in groceries is super convenient with direct access to the kitchen. There is also another covered porch off the rear bedroom and a large covered front porch set back from the street for additional privacy and outdoor enjoyment. Located just steps from Market Street, you’re surrounded by Frederick’s best—award-winning restaurants, boutique shopping, breweries, art galleries, and Carroll Creek all within easy walking distance. With quick access to both Washington, D.C. and Baltimore, this is a rare opportunity to own a move-in ready home in one of Maryland’s most vibrant and walkable communities.

29 E Seventh St, Frederick

Listing courtesy of Mr. Lister Realty. Contact:

401 S Market St Unit 3, Frederick
$375,000
2 Beds ⋅ 1 Baths
Enjoy this fully renovated condo with deeded parking in sought after South Market Street. Close proximity to anything in Downtown Frederick. Endless possibilities; weekend getaway, primary residence, or short term rental. 2 deed parking spaces included. Second bedroom is a pass through room, but it does have a private entrance through the hallway. If you love downtown living, then you will love this location and condominium property. Wonderful opportunity to own a condominium on South Market Street, directly across from the Maryland School for the Deaf and a few minutes’ walk from Downtown Frederick! This Beautifully renovated second level condo boasts 900 +/- square feet of living space with 2 Bedrooms and 1 Full Bath. BEST PART TWO DEEDED PARKING SPACES!!!Frederick’s Premier Historic District Condominium Project: “South on Market Street” has comfort and functionality that merges into an artfully appointed property that allows you to enjoy the downtown Frederick’s lifestyle while affording you the peace of mind of locking it up and traveling till your heart's content. Situated just a short walk to the Carroll Creek Promenade, the center of downtown Frederick Maryland, enjoy the many restaurants, shopping opportunities, festivals on the creek, Baker Park, library, baseball at the Frederick Keys Ball Park and a cool water way on Carroll Creek all within walking distance. This synergistic area welcomes local microbrew pubs, numerous restaurants, (too many to count) and nightlife entertainment. All this awaits you while you enjoy this charming historic property set within the beautiful city of Frederick Maryland! Sellers will make the 2023 Capital Improvement fee for the buyer at settlement! Festivals on the Carroll Creek Park/Promenade are part of the draw to this - Charming City and project. - Great air flow and plenty of natural lighting. Large parking lot in the rear. A MUST SEE!

401 S Market St Unit 3, Frederick

Listing courtesy of Frederick Land & Home, LLC.. Contact:

13 S Bentz St, Frederick
$249,999
1 Beds ⋅ 1 Baths
Discover the charm of downtown Frederick at 13 S Bentz Street! This inviting 1-bedroom, 1-bath home features neutral finishes, wood-look flooring, and a kitchen with gray shaker-style cabinetry, quartz countertops, a subway-tile backsplash, and distinctive wood floating shelves. In-home laundry adds everyday convenience. Upstairs, the loft-style bedroom offers sloped ceilings and an adjacent walk-in closet. The fenced rear courtyard provides a cozy outdoor space for morning coffee or relaxing at the end of the day. With downtown shops, restaurants, and local attractions nearby, this home combines character and convenience in a manageable footprint. Bring your personal touches and make it your own!

13 S Bentz St, Frederick

Listing courtesy of Samson Properties. Contact:

139 W South St W, Frederick
$350,000
2 Beds ⋅ 1 Baths
Discover the charm of this exquisite end-of-row home nestled in the heart of Downtown Frederick. Built in 1850, this traditional brick home seamlessly blends historic character with modern comforts. When you step inside this charming home you will be greeted with warmth, and an inviting living space filled with character. Elegant crown moldings are featured throughout this home enhancing the inviting atmosphere, enjoy the spacious dining area perfect for entertaining, while the upgraded kitchen is complete with new stainless steel appliances. This home features two cozy bedrooms and a beautifully appointed full bathroom with a clawfoot tub shower. The upper-floor laundry adds to the ease of daily living. Enjoy your morning coffee on the balcony or unwind on the patio, surrounded by the serene landscape. Living in Downtown Frederick means you're just steps away from a thriving community filled with boutique shops, delightful cafes, nearby parks, and plenty of entertainment. With off-street parking and a convenient shed for additional storage, this property is not just a home it's a lifestyle. Experience the perfect blend of historic charm and modern convenience this home has to offer.

139 W South St W, Frederick

Listing courtesy of HSA Real Estate Group, INC. Contact:

551 E Church St, Frederick
$400,000
3 Beds ⋅ 2 Baths
Meticulously maintained solid brick Cape Cod ideally located in the heart of Downtown Frederick! This move-in-ready home offers the perfect blend of timeless character, thoughtful updates, and exceptional pride of ownership. The main level features a spacious living room, formal dining room, updated kitchen, convenient first-floor bedroom, half bath, and an enclosed rear porch that provides additional flexible living space. Upstairs, you'll find two generously sized bedrooms and a full bath. The large unfinished basement offers abundant storage and excellent potential for future finished living space. Previously installed drain tile helps keep the basement dry, providing added peace of mind. Outdoor amenities are equally impressive, including a welcoming covered front porch, a beautifully landscaped, fully fenced backyard with paver patio that is enclosed by an elegant wrought-iron fence, a detached garage, and off-street parking for up to three vehicles—an exceptional find in downtown Frederick. Located just a few blocks from vibrant Market Street, Carroll Creek, restaurants, shopping, parks, and entertainment, this turnkey home offers the charm of downtown living with the convenience and space today's buyers are looking for.

551 E Church St, Frederick

Listing courtesy of Charis Realty Group. Contact:

118 W All Saints St, Frederick
$499,000
2 Beds ⋅ 2 Baths
Experience the best of downtown Frederick living in this beautifully updated first-floor condo, ideally located just one block from Market Street in the heart of the historic district. Thoughtfully designed with modern finishes while preserving its timeless character, this inviting home offers the perfect blend of style, comfort, and convenience. The open-concept layout features a spacious living area, dining space, and a beautifully appointed kitchen complete with quartz countertops, stainless steel appliances, upgraded lighting, and stylish finishes throughout. The owner's suite offers a peaceful retreat with a walk-in closet and a beautifully updated en-suite bath, while the second bedroom and full hall bath provide comfortable accommodations for guests or a home office. Step outside to enjoy your private covered slate balcony, rear deck, shared patio, and expansive backyard—ideal for relaxing, entertaining, or simply enjoying the outdoors. Rounding out this exceptional property is the rare convenience of private off-street parking, a highly sought-after amenity in downtown Frederick. Located within walking distance of Carroll Creek, Market Street, award-winning restaurants, boutique shopping, breweries, entertainment, and year-round community events, this exceptional condo offers an unbeatable downtown lifestyle. Adding to its appeal, this property offers outstanding flexibility for homeowners and investors alike. The unit has been operating as a highly successful Airbnb, generating $34,656 in annual rental income while maintaining strong year-round occupancy. Future reservations can be transferred to a new owner or cancelled to accommodate a traditional owner-occupant with a 30-day closing. Looking for even greater potential? This condo may also be purchased together with the second-floor unit at 120 W. All Saints Street (MLS #FR2083500), creating a rare opportunity to own both residences. Live in one while continuing to generate income from the other, expand your investment portfolio with two established short-term rentals, or purchase this unit on its own and enjoy everything downtown Frederick has to offer. Whether you're searching for your next home, a turnkey investment, or the opportunity to do both, this is a rare offering to own and live in beautiful Downtown Frederick.

118 W All Saints St, Frederick

Listing courtesy of Charis Realty Group. Contact:

1606 N Market St, Frederick
$489,000
2 Beds ⋅ 3 Baths
Welcome to the cutest Cape Cod in the heart of downtown Frederick! Not only is it fabulously adorable but so much work has been done to make this move in ready for you!! Fundamental upgrades that might not be apparent but will keep your maintenance costs down for a while to come! Around $75,000 in recent upgrades include new exterior paint! ** Refinished hardwood flooring! ** All-new GE kitchen appliances ** Refinished counter tops and painted kitchen cabinetry ** A new electrical panel and updated electrical work ** All new plumbing pipes and a new boiler!! The roof is only 10 years old so plenty of life left there too! What's more to love? Attached garage and plenty of parking in the rear as well as the driveway - unusual in downtown Frederick! This two bedroom detached home also boasts two full bathrooms and one half; as well as spacious rooms throughout! Step inside the vestibule and then into the entrance hall! Find a large and comfortable living room on the left; and a cozy dining room on the right! Both with ample space to entertain family and friends. The sunny kitchen is delightful with plenty of windows and lots of counter space! There is a powder room for your convenience too, with a new vanity. And then one of the most attractive aspects of this home! A large screened in porch with new screening! You can spend hours in there reading, catching up with neighbors and friends, or work from home! What could be more tranquil than this setting? Upstairs find a large landing space with full window to let the light in! The two bedrooms are spacious and feature adorable reading nooks, and gleaming hardwood floors. The lower level includes a shower, toilet and vanity (also new) as well as the laundry and plenty of storage space. The attached garage is also accessed through here! Step outside to a newly fenced backyard with plenty of parking to host your special events! The brick patio would be perfect to host barbecues and outside gatherings. All of this so close to Baker Park, downtown restaurants, quaint shops and boutiques! And the best part is having that close access to the many festivals and year-round community events will be on your doorstep! This beautifully updated home offers the perfect combination of historic charm, modern conveniences and an unbeatable location!

1606 N Market St, Frederick

Listing courtesy of Keller Williams Realty Centre. Contact:

706 N Market St, Frederick
$437,000
2 Beds ⋅ 2 Baths
Back on the market in Downtown Frederick—with targeted repairs already underway. This distinctive detached Victorian delivers the character buyers come to The City of Frederick looking for: a striking stone façade, covered front porch, tall arched windows, warm wood floors, an original staircase, and inviting spaces that feel anything but cookie-cutter. Inside, you’ll find 2 bedrooms, 1 full bath, 1 half bath, an updated kitchen with granite counters, a beautifully renovated full bath, and flexible living space with historic personality throughout. Outside, enjoy a private upper-level balcony, rear patio, and deep fenced yard—all just moments from Downtown Frederick’s restaurants, shops, parks, and events. The sellers are also completing a targeted package of inspection-related repairs and maintenance. For buyers who want a detached Downtown Frederick home with architectural character, outdoor space, and thoughtful updates, 706 N Market St deserves another look.

706 N Market St, Frederick

Listing courtesy of Century 21 Redwood Realty. Contact:

246 E 7th St, Frederick
$419,900
2 Beds ⋅ 1 Baths
Let's be honest—finding a Downtown Frederick home with updated systems, abundant parking, a detached garage, outdoor living space, and actual storage usually requires finding three different properties and combining them into one. Fortunately, someone already did that for you. Welcome to a rare opportunity to own a thoughtfully updated single-family home in one of Frederick's most desirable locations. Just minutes from the shops, restaurants, breweries, parks, and entertainment that make Downtown Frederick such a sought-after destination, this charming two-bedroom, one-bath residence offers the perfect blend of character, convenience, and functionality. One of the first things you'll appreciate is the peace of mind that comes from knowing the major improvements have already been completed. Recent updates include a new HVAC system and heat pump, updated electrical and plumbing, updated bathroom fixtures, newer appliances, washer and dryer, and numerous additional improvements throughout the home. The roof has been professionally rubberized within the last two years, while the exterior wood fascia and trim have been wrapped to help reduce maintenance and enhance durability for years to come. Inside, you'll find a warm and inviting atmosphere that feels both comfortable and practical. Natural light fills the living spaces, creating an environment that's equally suited for relaxing evenings at home or entertaining family and friends. The layout maximizes every square foot while maintaining the charm and personality buyers love in Downtown Frederick properties. Storage is often at a premium in older homes, but not here. The dedicated laundry room offers an abundance of cabinetry and storage space, helping keep everyday living organized and efficient. Additional storage can be found in the floored attic, providing valuable room for seasonal decorations, keepsakes, and everything else that never seems to have a permanent place. One of the home's most unique features is the private balcony-style deck accessed directly from the second bedroom. Whether you're enjoying your morning coffee, reading a book, or simply unwinding after a long day, this elevated outdoor space offers a peaceful view overlooking the backyard and creates a retreat that's rarely found in homes of this size. The outdoor amenities continue with a beautifully designed paver patio that creates the perfect setting for outdoor dining, weekend cookouts, or gathering with friends. A walkway leads to a large storage shed, providing additional space for tools, equipment, hobbies, and seasonal items. The backyard itself offers plenty of room to garden, entertain, or simply enjoy your own private outdoor oasis. Then there's the feature that truly separates this property from much of the competition: parking. Anyone familiar with Downtown Frederick understands how valuable off-street parking can be. This property features a detached two-car garage complete with electric service, making it ideal for vehicles, a workshop, or additional storage. In addition, there is off-street parking for four or more vehicles outside of the garage—a rare and highly desirable amenity that will be appreciated every single day. After years of helping buyers and sellers throughout Frederick County, I've learned that the homes people regret missing are usually the ones that check boxes they didn't expect to find together. Updated systems, a detached garage, abundant parking, outdoor living spaces, excellent storage, and a location close to everything Downtown Frederick has to offer rarely come packaged in one property. Move-in ready, thoughtfully improved, and loaded with features that today's buyers are searching for, this is the kind of Downtown Frederick opportunity that doesn't come along often.

246 E 7th St, Frederick

Listing courtesy of Samson Properties. Contact:

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