Annapolis Homes under $900,000

Annapolis Homes under $900,000

Welcome to Annapolis, Maryland—a captivating city that beautifully marries rich history with modern living. Nestled along the Chesapeake Bay, Annapolis is renowned for its stunning waterfront views, charming colonial architecture, and vibrant cultural scene. As the state capital of Maryland, this city boasts a unique blend of historical significance and contemporary amenities, making it a desirable place to call home.

Annapolis is not just a feast for the eyes; it offers a lifestyle steeped in maritime heritage and outdoor adventure. With its picturesque streets lined with boutiques, cafes, and art galleries, residents enjoy a vibrant community atmosphere. The city is also home to the United States Naval Academy, where tradition and education converge, adding to the city's dynamic character.

For those seeking to make Annapolis their home without breaking the bank, there are plenty of options available under $900,000. The real estate market here offers a variety of charming properties, from historic townhomes in the heart of downtown to modern single-family homes in family-friendly neighborhoods. Each property reflects the city's unique architectural charm while providing the comforts of modern living.

Imagine waking up to the gentle sounds of the bay, enjoying leisurely strolls along the waterfront, and embracing the rich cultural offerings of this vibrant city. Whether you're a first-time buyer or looking to downsize, Annapolis has something for everyone. Discover your dream home in this enchanting city and experience the perfect blend of history, community, and natural beauty. Your new life in Annapolis awaits!

Newest Annapolis Homes under $900,000

66 Franklin St Unit 409, Annapolis
$800,000
2 Beds ⋅ 3 Baths
Enjoy an easy downtown Annapolis lifestyle from this beautifully maintained residence in Acton’s Landing, just moments from the waterfront, restaurants, shops and everything the city has to offer. Adding to the convenience are a BRAND-NEW HVAC system, 2 garage parking spaces and 3 storage units, a rare combination for downtown living. The residence enjoys a peaceful courtyard view, 2 bedrooms, 2.5 baths, plus a separate office or den. Hardwood flooring runs throughout the main living areas, with comfortable, light-filled spaces for everyday living and entertaining. The kitchen opens naturally to the living and dining areas, while the spacious primary suite offers a private bath and generous storage. Acton’s Landing residents enjoy secure front desk entry, fitness room, library, party room and meeting spaces, all just moments from Acton Cove Waterfront Park, Main Street, the U.S. Naval Academy and the Annapolis waterfront. A wonderful opportunity for a full-time residence or an easy weekend retreat in the heart of the city.

66 Franklin St Unit 409, Annapolis

Listing courtesy of Coldwell Banker Realty. Contact:

1161 Green Holly Dr, Annapolis
$525,000
3 Beds ⋅ 3 Baths
Welcome to this spacious Colonial in the sought after water privileged community of Cape St. Claire. Step inside to a bright and inviting main level filled with natural light. The spacious living room opens to the updated kitchen featuring a new island with seating for three, new quartz countertops, freshly painted cabinetry, and a cozy breakfast nook overlooking the rear yard. A dining room addition provides plenty of space for gathering and entertaining with direct access to the rear deck and yard. A full bath on this level adds extra convenience. Upstairs, you will find three bedrooms and two full baths. The primary suite features vaulted ceilings, a walk in closet, and a private ensuite bath complete with a soaking tub and separate stall shower. Outside, the property has been freshly landscaped with a new parking pad and fresh grass seed throughout. The rear yard offers plenty of space to enjoy the outdoors, along with a large shed for additional storage. Cape St. Claire offers a sought after waterfront lifestyle just minutes from Annapolis. This established community along the Chesapeake Bay features community several beaches, parks, playgrounds, three marinas, boat ramps, and opportunities for boating, kayaking, fishing, and enjoying life on the water. Known for its strong sense of community, Cape St. Claire hosts neighborhood events throughout the year and offers convenient access to local shopping, dining, schools, and major commuter routes. It is a wonderful setting for buyers looking to enjoy the relaxed Chesapeake Bay lifestyle while remaining close to Annapolis and everything Anne Arundel County has to offer.

1161 Green Holly Dr, Annapolis

Listing courtesy of Cummings & Co. Realtors. Contact:

208 Anasta Ter, Annapolis
$745,000
4 Beds ⋅ 5 Baths
Designer details, thoughtful upgrades and an exceptional Annapolis location come together in this beautifully customized end-unit townhome, ideally situated next to Quiet Waters Park. Built by Lennar in 2023 and offering more than 2,800 square feet across four finished levels, this home combines newer construction with a collection of owner-added enhancements that set it apart. The open main level is bright, spacious and beautifully finished, with custom lighting and distinctive designer touches throughout. A blue accent wall with decorative millwork creates a striking focal point in the living area, with the color carried into the kitchen for a cohesive, custom look. The expansive kitchen is designed for both everyday living and entertaining, featuring abundant cabinetry, generous counter space and an oversized island with seating. The pantry has been completely reimagined from the original design with cabinetry, countertops and custom wood shelving. A custom built-in beverage bar with wine storage and glass-front cabinetry adds another special touch. The flexible lower level offers an impressive dedicated home gym with an adjacent full bath. Professionally outfitted as a serious fitness space, it’s an incredible setup for the fitness enthusiast! The spacious primary suite features a tray ceiling, a beautifully appointed bath with dual vanity and oversized shower, and a walk-in closet upgraded with a custom organization system. Additional bedrooms and baths provide excellent flexibility for family, guests and home office needs. The top level offers another versatile living space, a full bath, and opens to a private upper-level terrace—a wonderful outdoor retreat for relaxing or entertaining. Additional highlights include custom light fixtures throughout, designer accent details, and a rear-entry two-car garage. And then there is the location. Quiet Waters Park is practically at your doorstep, offering miles of wooded trails, a dog park, scenic overlooks along the South River, canoe and kayak rentals, summer concerts, a seasonal ice rink and more. All of this while being just minutes from Historic Downtown Annapolis, shopping and dining, with convenient access to major commuter routes connecting Baltimore and Washington, D.C.

208 Anasta Ter, Annapolis

Listing courtesy of Long & Foster Real Estate, Inc.. Contact:

202 Bertina A Nick Way, Annapolis
$670,000
4 Beds ⋅ 2 Baths
Welcome to 202 Bertina A Nick Way, a spacious 4-bedroom townhouse in a convenient Annapolis location. The main level offers a comfortable open-concept layout with generous living and dining areas, durable flooring, and plenty of natural light. The kitchen features stainless steel appliances, ample cabinetry, and direct access to the deck, making it easy to enjoy both everyday living and outdoor entertaining. A generously sized primary bedroom with a private full bath is also located on the main level. Upstairs, three additional bedrooms and another full bathroom provide plenty of room for family, guests, or a home office. The finished lower level offers even more flexibility with a spacious recreation room and additional utility/storage space. Coming Soon!! Ideally situated near downtown Annapolis, the United States Naval Academy, Chesapeake Bay, shopping, dining, parks, and waterfront activities, this home offers both convenience and access to everything Annapolis has to offer. Major commuter routes to Baltimore and Washington, DC are also easily accessible. Whether you're looking for a primary residence, weekend retreat, or potential investment property, this home offers a versatile layout in a desirable location.

202 Bertina A Nick Way, Annapolis

Listing courtesy of EXP Realty, LLC. Contact:

2801 Autumn Chase Cir, Annapolis
$899,900
4 Beds ⋅ 4 Baths
Welcome to 2801 Autumn Chase Circle, Beautifully appointed Annapolis home offering generous living space and timeless style, with an exceptional location ,just a short distance to downtown Annapolis and convenient commute to Washington DC and Baltimore. This home sits on a corner lot with an extensive paver patio and water fountain feature. The upper level features a large primary bedroom with hardwood floors and beautiful bath with heated floors ,soaking tub and dream shower, plus two walk in closets. Three additional bedrooms and one full bath complete the upper level. The light filled main level offers a formal living room and dining room an elegant space with board and batten trim, hardwood floors, plantation shutters perfect for entertaining. Just off the kitchen is the main level family room with hardwood floors and gas fireplace ideal for relaxing evenings at home. The finished lower level completes the home with a large additional family room and wet bar. All windows are covered with plantation shutters. This home is meticulously cared for and several major improvements offer added peace of mind, including a new roof in 2020, windows 2020 and new HVAC system in 2021

2801 Autumn Chase Cir, Annapolis

Listing courtesy of Coldwell Banker Realty. Contact:

19 Dean St, Annapolis
$739,000
2 Beds ⋅ 1 Baths
Charming Historic District living in an enviable location! This inviting rowhouse is tucked away on picturesque Dean Street in the heart of downtown Annapolis, just moments from West Street, Church Circle, restaurants, local shops, and City Dock. Warm hardwood floors run through a comfortable living room and a separate dining room, leading to a thoughtfully remodeled kitchen that makes everyday cooking easy. Upstairs offers two bedrooms, one with beautiful built-in shelving and a bonus room that is perfect for an office! Step outside to the home's standout feature: a spacious, fully fenced backyard! Its English country-inspired garden and beautiful brick patio make it a true retreat for relaxing or entertaining. This is a wonderful opportunity to enjoy all that downtown Annapolis has to offer in a setting full of character and charm.

19 Dean St, Annapolis

Listing courtesy of EXP Realty, LLC. Contact:

456 Poplar Ln, Annapolis
$589,000
4 Beds ⋅ 3 Baths
Character, comfort, and versatility come together in this beautifully appointed Hillsmere home. Set among large, mature trees within an established waterfront community, the main level offers an open, airy feel with vaulted ceilings, attractive flooring, and a kitchen with stainless steel appliances. Every bathroom has been remodeled, including the primary suite's bath with a spacious shower, tile flooring, and custom shelving. The finished lower level adds a bedroom, an updated half bath, and a rec room wood stove, while a bonus room with its own private entrance offers flexible space for an office, studio, or additional living area and could potentially be converted back to a one-car garage. Outside, an expansive private yard bordered by a creek provides a serene backdrop, along with a spacious deck. Hillsmere is adjacent to Quiet Waters Park, and community amenities include an outdoor pool, marinas, beaches, playgrounds, a boat ramp, and boat storage with downtown Annapolis just minutes away. Updates: 2015 - Pella windows, 2017 – Lower-level powder room remodel; new refrigerator and dishwasher, 2019 – Hall bath remodel; new washer and dryer, 2021 – Primary bath remodel; new indoor heating unit, front door, and gutters, 2022 – New roof; new smoke detectors (batteries good through 2032); deck painted, 2023 – New well pump; chimney cleaned, 2024 – New lower-level wiring; exterior drainage repairs, 2025 – New water softener

456 Poplar Ln, Annapolis

Listing courtesy of EXP Realty, LLC. Contact:

2548 Mission Hills Ct, Annapolis
$750,000
3 Beds ⋅ 2 Baths
Professional photos to be uploaded by Thursday, October 8th.

2548 Mission Hills Ct, Annapolis

Listing courtesy of Next Step Realty, LLC.. Contact:

940 Astern Way Unit 508, Annapolis
$695,000
3 Beds ⋅ 3 Baths
Enjoy a gracious foyer with gleaming hardwood floors open to an expansive living room with a gas burning fireplace and custom built-ins. Soak up the sun in the morning room wrapped in floor to ceiling windows overlooking mature trees, creating a serene retreat. The custom chef inspired gourmet kitchen features 42 inch solid wood cabinetry, granite countertops, a five burner KitchenAid gas cooktop, stainless steel appliances a French door refrigerator and ceramic tile floor. The spacious primary suite offers a cozy reading alcove,  two walk-in closets and a luxurious ensuite bath with dual vanities and a separate shower. Nine foot ceilings, abundant natural light, hardwood floors, ample closet space and privacy complete the home. Enjoy exceptional 55+ amenities including indoor and outdoor pools, fitness center, tennis and pickleball courts, nine hole golf course, clubhouse, waterfront Lodge, community dock, and South River access all just minutes from historic downtown Annapolis.

940 Astern Way Unit 508, Annapolis

Listing courtesy of Compass. Contact:

827 Bay Ridge Ave, Annapolis
$869,000
3 Beds ⋅ 3 Baths
Enjoy the convenience and charm of Eastport living at 827 Bay Ridge, just a short walk to local restaurants, shops, marinas, parks, and downtown Annapolis. This updated and well-maintained 3-bedroom, 3-full-bath home offers comfortable, flexible living space. The main level features two bedrooms and two full baths, inviting living areas, hardwood floors, and an updated kitchen with white cabinetry, granite countertops, and stainless steel appliances. Just off the living and dining areas, the screened porch overlooks the private backyard, creating the perfect spot to relax or entertain. The lower level provides additional living space with a third bedroom and full bath, ideal for guests, a private retreat, or a home office. Outdoor features include a welcoming front porch, rear patio, private backyard, and a driveway conveniently located behind the home, along with a storage shed. Whether you’re looking for a full-time residence or a weekend getaway, this turnkey home has everything that makes coastal living so desirable!

827 Bay Ridge Ave, Annapolis

Listing courtesy of Long & Foster Real Estate, Inc.. Contact:

424 Halsey Rd, Annapolis
$725,000
4 Beds ⋅ 3 Baths
This spacious split-level home set on over a third of an acre features three main-floor bedrooms, two full baths (one of which is ensuite to the primary bedroom), and hardwood flooring. The living/dining room area opens to a big deck overlooking a fully-fenced back yard. Downstairs, the den / home office can be used as a fourth bedroom. The lower-level includes a spacious family room with wood-burning fireplace, half bath, bonus room, laundry room, and plenty of storage space. The family room opens to the back yard. Numerous property improvements include a newer HVAC (2024), kitchen appliances (2022), replacement windows ,and sliding doors. The roof and gutters are less than five years old. Admiral Heights is a popular water-privileged community close to the Navy Marine Corps Stadium and just a mile and a half from downtown Annapolis. The neighborhood consists of more than 600 homes and features community amenities including a pool, a swim club, docks, parks, and kayak/canoe storage on Weems Creek. Photos and floor plans will be uploaded around October 15th; listing expected to be live and available for showings on or before October 16th. NOTE: Seller conducted a thorough home inspection in September 2026; a copy of this report is available upon request.

424 Halsey Rd, Annapolis

Listing courtesy of TTR Sotheby's International Realty. Contact:

1152 August Dr, Annapolis
$579,000
4 Beds ⋅ 4 Baths
Welcome home to this residence that lives like a spacious single-family home, just minutes from historic downtown Annapolis. Built by Pulte with an impressive selection of upgrades, this home features a large rear bump-out, 9-foot ceilings, upgraded flooring, custom built-ins, and abundant natural light. The main level showcases hardwood floors, custom millwork, and a cozy gas fireplace. Recent improvements include a refreshed kitchen with painted cabinetry, new hardware, stone countertops, newer appliances, a new garbage disposal (2025), and a new microwave with oven feature (2026). The main level also features updated light fixtures, a new bathroom faucet and mirror, a smart thermostat, and a Ring doorbell. The eat-in kitchen opens through large sliding doors to a deck overlooking a wooded view and semi-private green space. With its generous proportions and open layout, this home is ideal for everyday living and entertaining. Upstairs, you'll find a spacious primary suite with large banks of windows, two additional bedrooms, and a full bath. New carpet was installed on the stairs and throughout the upper level in 2025, along with updated hallway lighting. The primary bath features a new mirror, and custom blackout shades add privacy to all seven front-facing windows on both levels. The lower level provides exceptional flexibility, with heated wood floors, a large den, a spacious home office, a full bath, plenty of storage, and a flex room currently used as a fourth bedroom. The location is equally impressive. Truxtun Park is just minutes away, with a pool, ball fields, playground, tennis and pickleball courts, a skate park, and free kayak, canoe, and boat launching. Pip Moyer Recreation Center is nearby too. Paddle into downtown Annapolis for lunch, or enjoy all that historic Annapolis has to offer. Open, airy, beautifully updated, and exceptionally spacious, this is a home that truly lives large.

1152 August Dr, Annapolis

Listing courtesy of EXP Realty, LLC. Contact:

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