Annapolis Homes under $700,000

Annapolis Homes under $700,000

Welcome to Annapolis, Maryland, a charming city steeped in history and brimming with coastal allure. Nestled along the picturesque shores of the Chesapeake Bay, Annapolis is not only the state capital but also a vibrant hub of culture, education, and maritime heritage. Known for its stunning waterfront views, historic architecture, and vibrant arts scene, this city has something to offer everyone—from young professionals to families and retirees.

Annapolis boasts a rich colonial history, evident in its beautifully preserved buildings and cobblestone streets. Explore the U.S. Naval Academy, where you can witness the proud traditions of our nation's naval officers, or stroll along the Annapolis City Dock, where you can enjoy fresh seafood at local eateries or shop at unique boutiques. The city also hosts various festivals throughout the year, celebrating its maritime roots and community spirit.

For those seeking a home in this enchanting city, you’ll be delighted to find a variety of properties available under $700,000. Whether you're looking for a cozy townhouse in a historic neighborhood or a charming single-family home with a waterfront view, Annapolis offers diverse options to suit your lifestyle. With its strong sense of community, excellent schools, and proximity to both Washington, D.C., and Baltimore, it's no wonder that Annapolis is a sought-after destination for homebuyers.

Discover the perfect blend of history, culture, and modern living in Annapolis, where your dream home awaits!

Newest Annapolis Homes under $700,000

907 Windwhisper Ln, Annapolis
$420,000
2 Beds ⋅ 2 Baths
Vaulted ceilings, gleaming hardwoods, and a fireplace living room near Quiet Waters Park! Picture coming home to this updated 2-bedroom, 2-bath townhome, where country cottage charm meets move-in-ready condition. Blue-gray siding, a soaring arched window, and a gated side yard give it a storybook look from the street. The quiet Annapolis setting makes every arrival feel like a small retreat. The living room is the heart of the home. Vaulted ceilings rise overhead, and tall windows on either side of the fireplace pour sunlight across the hardwood floors. On cool evenings, the fireplace makes this an inviting place to unwind. A wood staircase leads to an open loft that overlooks the living area. Built-in shelving there makes it a natural fit for a reading nook, home office, or creative space. The kitchen pairs warm wood cabinetry with a built-in wine rack, modern appliances, and tile flooring. A window above the sink frames a view of the greenery outside. A sunny corner with its own window offers space for a small table or casual breakfast seating. Your primary bedroom feels just as open as the living room. It has a vaulted ceiling, crown molding, a ceiling fan, and a striking arched window that fills the room with afternoon light. The hardwood floors and inlaid border continue here, tying the home together with a polished, consistent finish. The big-ticket items are already taken care of. The HVAC system was replaced in 2024, and a new roof went on in June 2026. Your HOA fee also covers exterior painting every five years, so the townhome stays fresh on the outside with no extra effort from you. Out back, the deep yard backs up to mature trees, giving it a peaceful, wooded feel. A storage shed holds your garden tools and seasonal gear, and an assigned parking space keeps your daily routine simple. You're just off Georgetown Road, minutes from Forest Drive and Bay Ridge Road. The shopping center is close by for groceries and errands. Quiet Waters Park, Fusco Athletic Park, and Mariners Point Community Center put trails, fields, and open space within easy reach. When you're craving a view of the water, Chesapeake Harbour and Beacon Waterfront are a short drive away. A home this well-kept, with this much character, won't stay available for long. Contact us to arrange your showing and see it for yourself.

907 Windwhisper Ln, Annapolis

Listing courtesy of EXP Realty, LLC. Contact:

7010 Channel Village Ct Unit 102, Annapolis
$674,000
2 Beds ⋅ 2 Baths
Stunning Chesapeake Bay and Chesapeake Harbour Marina views immediately capture your attention in this beautiful 2-bedroom, 2-bathroom waterfront condo at Chesapeake Harbour. Bright, open, and filled with natural light, this spacious home offers just over 1,200 square feet of comfortable living space with an inviting floor plan that is perfect for both everyday living and entertaining. The Tuscan-style kitchen opens seamlessly to the dining and living areas, creating an easy flow throughout the main living space. A wood-burning fireplace adds warmth and character to the living room, while large windows and doors bring the beautiful waterfront surroundings into the home. One of the most exceptional features is the expansive balcony accessible from both the living room and primary bedroom. This wonderful outdoor space offers breathtaking panoramic views of the Chesapeake Bay and Chesapeake Harbour Marina, along with a clear view of the Bay Bridge. Whether you're starting your day with coffee on the balcony, settling in with a good book, watching sailboats make their way across the Bay, or enjoying the excitement of Annapolis' Wednesday and Thursday evening races, the ever-changing scenery makes every moment feel special. The setting is also spectacular during the Blue Angels air show and fireworks. An additional balcony off the kitchen provides another inviting spot to enjoy the outdoors and take in the peaceful surroundings. Chesapeake Harbour offers a resort-like lifestyle in a welcoming, pet-friendly community with an impressive array of amenities and activities throughout the year. Enjoy tennis and pickleball courts, 2 swimming pools, a private sandy beach, community piers for fishing, a marina, picnic areas with grills, and walking and jogging paths around scenic Chase Pond. Residents enjoy a variety of gatherings and activities throughout the year, creating a wonderful sense of connection and camaraderie. A 24-hour attended gatehouse provides added security and peace of mind. The Chesapeake Harbour Marina also features a restaurant with outdoor dining and live music on weekends, making it easy to enjoy waterfront dining and entertainment close to home. Ideally located just minutes from Historic Downtown Annapolis, Eastport, waterfront dining and shopping, and the U.S. Naval Academy, Chesapeake Harbour offers a peaceful setting while keeping you close to everything Annapolis has to offer. Washington, DC, Baltimore, and BWI Airport are all easily accessible. Whether you're looking for a year-round residence or a weekend retreat, this special condo offers the opportunity to enjoy the beauty and lifestyle of Chesapeake Harbour every day. Come experience the views, the amenities, the friendly atmosphere, and the relaxed waterfront setting for yourself. Welcome to your new home!

7010 Channel Village Ct Unit 102, Annapolis

Listing courtesy of Long & Foster Real Estate, Inc.. Contact:

1161 Green Holly Dr, Annapolis
$525,000
3 Beds ⋅ 3 Baths
Welcome to this spacious Colonial in the sought after water privileged community of Cape St. Claire. Step inside to a bright and inviting main level filled with natural light. The spacious living room opens to the updated kitchen featuring a new island with seating for three, new quartz countertops, freshly painted cabinetry, and a cozy breakfast nook overlooking the rear yard. A dining room addition provides plenty of space for gathering and entertaining with direct access to the rear deck and yard. A full bath on this level adds extra convenience. Upstairs, you will find three bedrooms and two full baths. The primary suite features vaulted ceilings, a walk in closet, and a private ensuite bath complete with a soaking tub and separate stall shower. Outside, the property has been freshly landscaped with a new parking pad and fresh grass seed throughout. The rear yard offers plenty of space to enjoy the outdoors, along with a large shed for additional storage. Cape St. Claire offers a sought after waterfront lifestyle just minutes from Annapolis. This established community along the Chesapeake Bay features community several beaches, parks, playgrounds, three marinas, boat ramps, and opportunities for boating, kayaking, fishing, and enjoying life on the water. Known for its strong sense of community, Cape St. Claire hosts neighborhood events throughout the year and offers convenient access to local shopping, dining, schools, and major commuter routes. It is a wonderful setting for buyers looking to enjoy the relaxed Chesapeake Bay lifestyle while remaining close to Annapolis and everything Anne Arundel County has to offer.

1161 Green Holly Dr, Annapolis

Listing courtesy of Cummings & Co. Realtors. Contact:

202 Bertina A Nick Way, Annapolis
$670,000
4 Beds ⋅ 2 Baths
Welcome to 202 Bertina A Nick Way, a spacious 4-bedroom townhouse in a convenient Annapolis location. The main level offers a comfortable open-concept layout with generous living and dining areas, durable flooring, and plenty of natural light. The kitchen features stainless steel appliances, ample cabinetry, and direct access to the deck, making it easy to enjoy both everyday living and outdoor entertaining. A generously sized primary bedroom with a private full bath is also located on the main level. Upstairs, three additional bedrooms and another full bathroom provide plenty of room for family, guests, or a home office. The finished lower level offers even more flexibility with a spacious recreation room and additional utility/storage space. Coming Soon!! Ideally situated near downtown Annapolis, the United States Naval Academy, Chesapeake Bay, shopping, dining, parks, and waterfront activities, this home offers both convenience and access to everything Annapolis has to offer. Major commuter routes to Baltimore and Washington, DC are also easily accessible. Whether you're looking for a primary residence, weekend retreat, or potential investment property, this home offers a versatile layout in a desirable location.

202 Bertina A Nick Way, Annapolis

Listing courtesy of EXP Realty, LLC. Contact:

456 Poplar Ln, Annapolis
$589,000
4 Beds ⋅ 3 Baths
Character, comfort, and versatility come together in this beautifully appointed Hillsmere home. Set among large, mature trees within an established waterfront community, the main level offers an open, airy feel with vaulted ceilings, attractive flooring, and a kitchen with stainless steel appliances. Every bathroom has been remodeled, including the primary suite's bath with a spacious shower, tile flooring, and custom shelving. The finished lower level adds a bedroom, an updated half bath, and a rec room wood stove, while a bonus room with its own private entrance offers flexible space for an office, studio, or additional living area and could potentially be converted back to a one-car garage. Outside, an expansive private yard bordered by a creek provides a serene backdrop, along with a spacious deck. Hillsmere is adjacent to Quiet Waters Park, and community amenities include an outdoor pool, marinas, beaches, playgrounds, a boat ramp, and boat storage with downtown Annapolis just minutes away. Updates: 2015 - Pella windows, 2017 – Lower-level powder room remodel; new refrigerator and dishwasher, 2019 – Hall bath remodel; new washer and dryer, 2021 – Primary bath remodel; new indoor heating unit, front door, and gutters, 2022 – New roof; new smoke detectors (batteries good through 2032); deck painted, 2023 – New well pump; chimney cleaned, 2024 – New lower-level wiring; exterior drainage repairs, 2025 – New water softener

456 Poplar Ln, Annapolis

Listing courtesy of EXP Realty, LLC. Contact:

940 Astern Way Unit 508, Annapolis
$695,000
3 Beds ⋅ 3 Baths
Enjoy a gracious foyer with gleaming hardwood floors open to an expansive living room with a gas burning fireplace and custom built-ins. Soak up the sun in the morning room wrapped in floor to ceiling windows overlooking mature trees, creating a serene retreat. The custom chef inspired gourmet kitchen features 42 inch solid wood cabinetry, granite countertops, a five burner KitchenAid gas cooktop, stainless steel appliances a French door refrigerator and ceramic tile floor. The spacious primary suite offers a cozy reading alcove,  two walk-in closets and a luxurious ensuite bath with dual vanities and a separate shower. Nine foot ceilings, abundant natural light, hardwood floors, ample closet space and privacy complete the home. Enjoy exceptional 55+ amenities including indoor and outdoor pools, fitness center, tennis and pickleball courts, nine hole golf course, clubhouse, waterfront Lodge, community dock, and South River access all just minutes from historic downtown Annapolis.

940 Astern Way Unit 508, Annapolis

Listing courtesy of Compass. Contact:

1152 August Dr, Annapolis
$579,000
4 Beds ⋅ 4 Baths
Welcome home to this residence that lives like a spacious single-family home, just minutes from historic downtown Annapolis. Built by Pulte with an impressive selection of upgrades, this home features a large rear bump-out, 9-foot ceilings, upgraded flooring, custom built-ins, and abundant natural light. The main level showcases hardwood floors, custom millwork, and a cozy gas fireplace. Recent improvements include a refreshed kitchen with painted cabinetry, new hardware, stone countertops, newer appliances, a new garbage disposal (2025), and a new microwave with oven feature (2026). The main level also features updated light fixtures, a new bathroom faucet and mirror, a smart thermostat, and a Ring doorbell. The eat-in kitchen opens through large sliding doors to a deck overlooking a wooded view and semi-private green space. With its generous proportions and open layout, this home is ideal for everyday living and entertaining. Upstairs, you'll find a spacious primary suite with large banks of windows, two additional bedrooms, and a full bath. New carpet was installed on the stairs and throughout the upper level in 2025, along with updated hallway lighting. The primary bath features a new mirror, and custom blackout shades add privacy to all seven front-facing windows on both levels. The lower level provides exceptional flexibility, with heated wood floors, a large den, a spacious home office, a full bath, plenty of storage, and a flex room currently used as a fourth bedroom. The location is equally impressive. Truxtun Park is just minutes away, with a pool, ball fields, playground, tennis and pickleball courts, a skate park, and free kayak, canoe, and boat launching. Pip Moyer Recreation Center is nearby too. Paddle into downtown Annapolis for lunch, or enjoy all that historic Annapolis has to offer. Open, airy, beautifully updated, and exceptionally spacious, this is a home that truly lives large.

1152 August Dr, Annapolis

Listing courtesy of EXP Realty, LLC. Contact:

1230 Hilltop Dr, Annapolis
$550,000
5 Beds ⋅ 2 Baths
Welcome home to Cape St. Claire! Offering plenty of space inside and out, this beautifully updated rancher features a fully finished basement, five bedrooms, two full baths, and an open-concept layout designed for comfortable living. The main level showcases laminate wood floors, a gorgeous kitchen with granite counters, 42-inch cabinets and recessed lighting, plus three bedrooms and a full bath with convenient dual entry to the primary bedroom. Downstairs, you’ll find a large family room, two additional bedrooms, another full bath, laundry room, abundant storage, and walk-out access to the yard with a new awning. Whether you're relaxing on the front porch, grilling on the rear deck, or gathering around a fire pit in the spacious side yard, this home is ready to be enjoyed! Roof was replaced in 2021*********Cape St Claire amenities include, beaches, fishing/crabbing pier, boat ramp, playgrounds, marina, & more. Broadneck School District. Close to shops and restaurants. Mins from Downtown Annapolis, and easy access for commuter routes to Washington, Baltimore, and close to FtMeade. Great location, minutes from downtown Annapolis, and good commuter location with quick access to Rt 50 & I-97 close to Washington or Baltimore***BE SURE TO CHECK OUT THE VIRTUAL FLOOR PLAN TOUR

1230 Hilltop Dr, Annapolis

Listing courtesy of Long & Foster Real Estate, Inc.. Contact:

416 Walnut Dr, Annapolis
$600,000
3 Beds ⋅ 3 Baths
Imagine starting your morning with coffee in a sun-filled room, looking out over a peaceful backyard framed by trees. Later, you could launch a kayak, head to the community beach, take a walk through Quiet Waters Park, or be in downtown Annapolis in minutes. This is the lifestyle that makes Hillsmere Shores so special. Set near the Chesapeake Bay and the mouth of the South River, this updated 3-bedroom, 2.5-bath home blends comfort, character, and flexibility in one of Annapolis’s most loved waterfront communities. Inside, a thoughtful renovation created spaces that feel open, warm, and easy to enjoy. The expanded kitchen features a center island, eat-in area, custom tile backsplash, solid wood cabinetry, and plenty of room to gather. The primary suite was also expanded and now offers a sitting area, large walk-in closet, brand-new carpeting, and a beautifully renovated bath. But the room you may never want to leave is the four-season sunroom. Fresh paint, new luxury vinyl plank flooring, and views of the fenced backyard make it the perfect place to relax in every season.The finished lower level gives you even more room to spread out. Use it as a recreation room, office, gym, creative space, or potential fourth bedroom. A classic brick fireplace with an insert creates the perfect backdrop for cozy evenings, and a half bath adds extra convenience. Outside, the backyard offers privacy, trees, and room to enjoy the outdoors. And then there’s Hillsmere Shores itself: a private marina, boat ramps, kayak and canoe launch, community beach, swimming pool, playgrounds, picnic areas, and recreation spaces—all just minutes from downtown Annapolis, Key School, and Quiet Waters Park. This isn’t just Annapolis living. This is Chesapeake Bay living at its best.

416 Walnut Dr, Annapolis

Listing courtesy of Keller Williams Flagship. Contact:

801 Midship Ct, Annapolis
$500,000
2 Beds ⋅ 2 Baths
Welcome to 801 Midship Court, a refreshed end unit townhouse offering 1,514 square feet of comfortable single level living in the established 55 plus community of Heritage Harbour. With two bedrooms, two full bathrooms, a flexible den, and a one car garage, the home provides an easy and practical layout. Fresh paint, new carpet, and hardwood flooring throughout the main living areas create a clean and inviting interior. The end unit setting brings additional natural light into the home, giving the living and dining spaces a bright, open feel. The primary suite includes a private bathroom, while the second bedroom is conveniently located near the hallway bathroom. Toward the rear of the home, the den provides valuable flexibility as a home office, reading room, media space, or comfortable area for guests. From here, doors open directly to the rear deck, creating a natural connection between the indoor and outdoor living spaces. A front patio offers another welcoming place to sit outside, while the rear deck provides space for relaxing or dining outdoors. The updated HVAC system and attached one car garage add comfort and convenience. Heritage Harbour offers an active community lifestyle with indoor and outdoor pools, a fitness center, tennis and pickleball courts, a nine hole golf course, a community Lodge, and a wide variety of clubs and activities. Shopping, dining, healthcare, and Historic Downtown Annapolis are nearby, with convenient access to Routes 50 and 97. With fresh finishes, flexible living space, two outdoor areas, and the added natural light of an end unit, 801 Midship Court is ready to welcome its next owner.

801 Midship Ct, Annapolis

Listing courtesy of Next Step Realty, LLC.. Contact:

940 Astern Way Unit 304, Annapolis
$484,900
2 Beds ⋅ 2 Baths
BACK ON THE MARKET — YOUR SECOND CHANCE IS HERE! If you were disappointed when you missed this home the first time around, you’re in luck! The current owners’ plans have changed due to a relocation, and this beautiful home is once again available. This is a rare opportunity to own a completely renovated, fully furnished home where everything is included. Just bring your personal belongings and start enjoying it! From the moment you enter, you’ll appreciate the attention to detail and the incredible transformation. This third-floor residence offers elevator access and has been renovated with a fresh, stylish look throughout. The open and inviting layout features beautiful luxury vinyl plank flooring, updated lighting, fresh paint, renovated bathrooms, and a gorgeous kitchen with white cabinetry, quartz countertops, and stainless-steel appliances. The kitchen opens to the dining area and creates a wonderful gathering space for family and friends. The comfortable living room leads into the sunroom, a perfect spot to enjoy your morning coffee, read a book, or simply take in the peaceful wooded views. Those beautiful views continue from the bedrooms, adding to the home's sense of privacy and tranquility. The primary bedroom is a true retreat with updated flooring and a beautifully renovated bath featuring dual vanities, quartz countertops, stylish lighting, ceramic tile, and a large walk-in shower. Two walk-in closets provide plenty of storage, with one thoughtfully designed as a convenient home office. The second bedroom is spacious and inviting, while the nearby full bath has also been completely updated with a new vanity, quartz countertop, modern fixtures, lighting, and tile flooring. Think of this as your opportunity to own the model home without having to furnish or decorate it yourself. The current owners have created a home that is polished, comfortable, and ready to enjoy — and they are leaving it all behind for the next owner. Enjoy an incredible community lifestyle with indoor and outdoor pools, recreation facilities, fitness center, tennis courts, walking and jogging paths, and access for kayaking and canoeing. Golf is available for an additional fee, and community transportation makes getting around even easier. Missed it the first time? Consider yourself lucky — it’s back! Beautifully renovated, fully furnished, exceptionally maintained, and ready for its next owner to move in, enjoy, and cherish. Everything is included!

940 Astern Way Unit 304, Annapolis

Listing courtesy of Academy Realty Inc.. Contact:

1365 Moyer Rd, Annapolis
$520,000
4 Beds ⋅ 3 Baths
Tucked away down a tree-lined driveway on over half an acre, 1365 Moyer Road offers a rare combination of privacy, thoughtful updates, and convenient access to everything Annapolis has to offer. Located just off Arundel on the Bay Road, this beautifully renovated home is minutes from downtown Annapolis, Quiet Waters Park, local marinas, and the Chesapeake Bay. Inside, the home feels bright and refreshed with luxury vinyl plank flooring, fresh paint, and an updated kitchen featuring stylish cabinetry, countertops, and sink. The upper level includes three spacious bedrooms and two updated full baths, including a private primary suite with its own bath and direct access to the rear deck. The lower level provides additional living space with a fireplace, third full bath, and flexible bonus room ideal for a home office, gym, playroom, or guest space. Outside, enjoy a newer deck overlooking the fully fenced 0.65-acre backyard with plenty of room for entertaining, pets, recreation, or boat storage. Additional 2026 improvements include a new water pressure tank, serviced well, updated doors, and numerous updates throughout the home. Private, move-in ready, and ideally located near the water and downtown Annapolis, 1365 Moyer Road is ready for its next owner.

1365 Moyer Rd, Annapolis

Listing courtesy of Cummings & Co. Realtors. Contact:

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