Lake Holiday Estates Homes under $500,000

Lake Holiday Estates Homes under $500,000

Welcome to Lake Holiday Estates, a hidden gem nestled in the heart of Cross Junction, Virginia. This picturesque subdivision is not just a community; it's a lifestyle, offering residents a unique blend of tranquility and convenience. Situated in Frederick County, Lake Holiday Estates boasts stunning landscapes, serene lakes, and a welcoming atmosphere that makes it perfect for families, retirees, and everyone in between.

One of the most appealing aspects of Lake Holiday Estates is its diverse selection of homes, many of which are available for under $500,000. Whether you’re a first-time homebuyer or looking to downsize, you'll find charming properties that cater to a variety of tastes and preferences. From cozy ranch-style homes to spacious contemporary designs, each residence is thoughtfully crafted to enhance your living experience.

Residents of Lake Holiday Estates enjoy access to a wealth of amenities, including a private lake perfect for fishing, boating, and swimming. The community also features walking trails, parks, and picnic areas, making it an ideal setting for outdoor enthusiasts and families looking to create lasting memories.

With its prime location, Lake Holiday Estates offers the perfect balance of peace and accessibility. Just a short drive from the bustling towns of Winchester and Stephens City, you can enjoy the best of both worlds—quiet living with easy access to shopping, dining, and entertainment.

Discover your dream home in Lake Holiday Estates today, where affordable living meets a vibrant community lifestyle!

Newest Lake Holiday Estates Homes under $500,000

324 Overlook Dr, Cross Junction
$369,900
3 Beds ⋅ 3 Baths
Discover exceptional space, comfort, and value in this beautifully maintained 2,600 finished sq. ft. Colonial, nestled within a gated 240-acre private lake community. From the moment you arrive, the welcoming front porch sets the tone for relaxed lake-community living. The rear deck offers additional outdoor space for entertaining, morning coffee, or peaceful evenings overlooking the property. Inside, the eat-in kitchen features updated countertops, stainless-steel appliances, and newer LVP flooring that continues throughout the main living areas. The main level also offers a separate dining room, spacious living room with a cozy pellet stove, and a comfortable family room—providing plenty of space for everyday living and entertaining. The fully finished walkout basement significantly expands the living space and offers versatile room for recreation, hobbies, guests, a home office, or relaxation. A charming stone fireplace adds warmth and character to this lower-level retreat. And the location within the community is hard to beat! You’ll be just a short walk from the main beach, clubhouse, and sports courts. Enjoy an incredible array of private community amenities, including beaches, tennis, basketball and volleyball courts, fishing, swimming, and boating. Bring your boat and embrace the lake lifestyle! With abundant living space, thoughtful updates, desirable community amenities, and a convenient location near the heart of the community, this home offers the perfect blend of space, comfort, recreation, and value.

324 Overlook Dr, Cross Junction

Listing courtesy of Colony Realty. Contact:

203 Fairway Cir, Cross Junction
$389,900
3 Beds ⋅ 3 Baths
Photos Scheduled but Don't wait to check out this slice of heaven priced well!!!! Welcome to 203 Fairway Circle in the sought-after Lake Holiday community of Cross Junction, Virginia! This spacious 3-bedroom, 3-full-bath home offers a wonderful combination of comfortable indoor living, impressive outdoor entertaining space, and resort-style community amenities. Step inside to find beautiful wood flooring throughout the main level, fresh paint, all-new windows, and a large kitchen and dining area featuring a built-in wine bar—perfect for entertaining family and friends. A bright enclosed patio/sunroom provides additional space to relax and enjoy. The home is also topped with architectural 40-year shingles for added peace of mind. The finished walkout basement includes a full bath and offers plenty of flexibility. Create an in-law suite, guest retreat, recreation room, man cave, home office, or additional family living area—the possibilities are endless. Outdoor living is where this property really shines! Enjoy a large rear deck overlooking a beautifully landscaped backyard, plus an expansive stamped-concrete patio with a built-in fire pit. With more than 1,000 square feet of additional outdoor living space, there's plenty of room for cookouts, gatherings, or quiet evenings around the fire. **A large enclosed storage area beneath the deck provides plenty of convenient space for lawn equipment, outdoor furniture, lake gear, tools, and more.** The relatively flat lot offers room to enjoy the outdoors—shoot some hoops in the paved driveway, kick the soccer ball around the backyard, or simply relax and take in the peaceful surroundings. The backyard adjoins a large common area with access to walking trails, creating an open and inviting setting. Living in Lake Holiday means enjoying amenities just beyond your doorstep. The community features a 240-acre lake, three beaches, clubhouse, marina, tennis courts, basketball courts, fitness room, walking trails, and much more. Whether you're spending the afternoon on the lake, gathering around the fire pit, exploring the trails, or simply enjoying your own backyard, this home offers a lifestyle that feels like a getaway every day. Seller is offering a Home Warranty for added peace of mind. **Escape the city and vacation where you live at Lake Holiday!**

203 Fairway Cir, Cross Junction

Listing courtesy of Weichert Realtors - Blue Ribbon. Contact:

409 Sunset Cir, Cross Junction
$339,900
3 Beds ⋅ 2 Baths
Welcome to 409 Sunset Circle in Lake Holiday Estates! This well-maintained 3-bedroom, 2-bath split-foyer sits on a great corner lot and is just minutes from the beach and clubhouse. The main level features a spacious living room with hardwood floors and a wood-burning fireplace, along with a dining area and kitchen with hardwood flooring. The kitchen was renovated in 2015 and opens to a large deck, creating an ideal space for grilling, entertaining, or simply enjoying the outdoors. All three bedrooms and the hall full bathroom have been freshly painted and feature brand-new flooring. The lower level offers a large open area with a propane stove and dry bar, providing flexible space for a family room, game room, home office, or whatever fits your needs. A storage shed provides additional space for outdoor equipment and belongings. Additional improvements include upgraded/replaced windows in 2017, HVAC replaced in 2021, and a new water softener. Lake Holiday residents enjoy an impressive array of amenities, including a 240-acre deep-water lake, two sandy beaches, a fishing pier, clubhouse with fitness room, playgrounds, dog parks, walking trails, 24/7 gated security, and available high-speed internet. Bring your boat, enjoy the lake, and take advantage of everything Lake Holiday has to offer!

409 Sunset Cir, Cross Junction

Listing courtesy of Colony Realty. Contact:

303 Overlook Dr, Cross Junction
$480,000
4 Beds ⋅ 3 Baths
Welcome to 303 Overlook Drive, a recently renovated ranch-style home offering more than 3,200 square feet of finished living space in the gated Lake Holiday community. This spacious home features four bedrooms, three full bathrooms, and an open-concept main level designed for comfortable everyday living and entertaining. The updated kitchen showcases brand-new stainless steel appliances, quartz countertops, and durable luxury vinyl plank flooring. The adjoining dining area and expansive living room feature hardwood floors and plenty of space for gathering. The primary suite includes a walk-in closet and private ensuite bathroom with a newly tiled shower, jetted soaking tub, and dual-sink vanity. An additional full bathroom completes the main level. The finished lower level features all-new carpet, a fourth bedroom, a large family room, a full bathroom with a tiled shower, and a versatile bonus room that could serve as a home office, fitness room, playroom, hobby space, or media room. Additional features include an attached two-car garage and a rear deck for outdoor relaxing or entertaining. Lake Holiday residents enjoy access to a private lake, beaches, a marina, boating, fishing, swimming, a clubhouse, fitness facilities, sports courts, disc golf, a dog park, and additional outdoor recreation. Enjoy generous living space, modern updates, and the lifestyle of a gated lake community, all in one exceptional home.

303 Overlook Dr, Cross Junction

Listing courtesy of Weichert Realtors - Blue Ribbon. Contact:

413 Masters Dr, Cross Junction
$499,900
4 Beds ⋅ 4 Baths
Welcome to Lake Holiday Estates! This stunning contemporary home offers 2,994 square feet of thoughtfully designed living space, featuring 4 bedrooms, 3.5 baths, and an exceptional setting backing to open common area and parkland. From the moment you step inside, you’ll appreciate the abundance of natural light, skylights, rich wood flooring, and inviting finishes throughout. The heart of the home is the spacious kitchen, featuring a double oven, electric cooktop, built-in microwave, generous center island, breakfast area, and convenient wine storage. The kitchen opens seamlessly to the family room, creating the perfect gathering space for everyday living and entertaining, complete with a cozy fireplace. The main-level primary suite provides a private retreat with a luxurious en-suite bath. Two additional bedrooms offer flexibility for family, guests, or a home office, while the second luxurious primary suite provides an exceptional option for extended family, guests, or additional privacy. Step outside to the beautifully landscaped .27-acre level lot, where an expansive deck with awning provides the perfect setting for morning coffee, outdoor dining, or relaxing while enjoying the peaceful surroundings. The property adjoins public land and backs to open common areas and parkland, creating a wonderful sense of privacy and space. An attached 2-car garage with opener and interior access, paved driveway, ceiling fans, and window treatments add to the home's everyday convenience. Lake Holiday Estates offers an incredible lifestyle with gated access and an impressive array of amenities, including a beach club, fitness center, walking trails just outside your back door, basketball courts, picnic areas, and a dog park. Conveniently located near the community entrance and bus stop, this home combines comfort, privacy, convenience, and resort-style living in one exceptional setting. Come see everything this Lake Holiday home has to offer—you may not want to leave!

413 Masters Dr, Cross Junction

Listing courtesy of Colony Realty. Contact:

216 Sunset Cir, Cross Junction
$380,000
4 Beds ⋅ 3 Baths
MAJOR PRICE IMPROVEMENT ... your lake home is within reach!!! Welcome to your dream retreat on Sunset Circle! Nestled within an exclusive gated community, this one of a kind 1,974 sq ft, 4-bedroom, 2.5-bathroom home offers the perfect blend of comfort and resort-style living. The crown jewel of this property is the expansive, double-decker front deck providing panoramic views of a pristine, 240-acre lake when the leaves have fallen and so much tree canopy in Summer that you don’t even need to turn on the AC! Start your mornings with coffee on any one of the multiple opportunities on the decks! Watch the deer, squirrel, and rabbits play in your low maintenance front yard. The Home: Step inside to find a spacious, sun-filled floor plan designed for effortless entertaining and everyday comfort. Boasting 4 generous bedrooms and 2.5 baths, this layout is ideal for growing families or hosting weekend guests. The seamless flow leads right out to your double deck, completely blurring the line between indoor and outdoor lakeside living. TWO fireplaces offer warm cozy options when it’s cold outside and double sliding doors on each side still give you the outdoor views! Resort-Style Community Amenities: Living here feels like a permanent vacation. The community is meticulously maintained with onsite management and maintenance crews, plus a convenient trash facility for convenient waste disposal which even includes a yard-debris dumpster! Outdoor enthusiasts will fall in love with the recreational options!

216 Sunset Cir, Cross Junction

Listing courtesy of RE/MAX Roots. Contact:

1003 W Masters Dr, Cross Junction
$400,000
4 Beds ⋅ 3 Baths
Welcome home to this updated 4-bedroom home with a 2-car garage, 3 finished levels, and a fully finished basement, tucked inside the beautiful gated community of Lake Holiday. The bright main level features hardwood floors, separate living and dining rooms, and an updated kitchen with upgraded cabinetry, a large center island, plenty of workspace, and a breakfast area overlooking the peaceful wooded surroundings. The kitchen opens to the family room, where a wood-burning fireplace creates a warm and inviting gathering space. Upstairs, the spacious primary suite features walk-in closets and a private bath with dual vanities and an oversized shower. 3 additional generously sized bedrooms offer plenty of closet space, while bedroom-level laundry adds everyday convenience. The newly finished basement offers an impressive amount of additional living space with a large recreation area with plenty of room for a pool table, a separate playroom, and an additional finished room currently being used as a 5th bedroom. Whether you need space for movie nights, entertaining, a home gym, guests, or hobbies, this level gives you plenty of flexibility. Outside, the fenced backyard backs to trees, providing added privacy and a peaceful setting to relax, entertain, or let the kids and pets play. And then there’s the Lake Holiday lifestyle! Enjoy boating, kayaking, canoeing, swimming, fishing, beaches, playgrounds, sports courts, and community amenities—all surrounded by the natural beauty of the lake and wooded landscape. Updated, spacious, and offering room to spread out both inside and out, this home is ready for you to enjoy everything Lake Holiday has to offer.

1003 W Masters Dr, Cross Junction

Listing courtesy of ERA Oakcrest Realty, Inc.. Contact:

303 Northwood Cir, Cross Junction
$489,900
4 Beds ⋅ 4 Baths
Your lake home is within reach! Buyers of this approved listing receive a 1% lower first-year rate through the Project My Home® program. DON'T MISS the opportunity to own this beautifully maintained brick Colonial with $60K in recent upgrades. More than 3,000 square feet of finished living space in the gated lake community of Lake Holiday. Set on a level front lawn and backing to trees, the property offers desirable backyard privacy, a 2-car garage, a paved driveway with ample parking for four vehicles, and multiple outdoor living spaces. A welcoming two-story foyer with a beautiful staircase sets the tone as you enter. The main level features hardwood flooring throughout, generous living and entertaining areas, abundant windows providing natural light, crown molding, a gas fireplace, and a well-appointed kitchen with granite countertops, updated appliances, and tile backsplash. Fresh paint and updated lighting throughout several areas give the home a clean, refreshed feel. Upstairs, the spacious Primary Suite features a large walk-in closet, along with newly added built-in shelving and cabinetry in the bedroom. The Primary Bath has been updated with a larger walk-in shower and two vanities with quartz countertops. Two additional bedrooms on this level share a convenient Jack-and-Jill bathroom. A brand-new washer and dryer are also conveniently located upstairs near the bedrooms. The finished lower level offers excellent additional living space with new vinyl plank flooring, a large family/recreation room, bedroom with full-size window and two closets, full bath, and built-in bookcases. An unfinished portion is currently used as a workout room and could also provide additional storage. Outdoor living is another highlight, with an extended rear deck and stairs leading to the yard and patio. A ground-level screened porch features 4-foot-wide sliding doors on each side, creating another inviting space to enjoy the outdoors. Landscape lighting enhances the property in the evening. Additional features include double-hung tilt-in windows, gutter guards, dual-zone HVAC, thermostatic attic ventilation, an active radon mitigation system, attic storage with pull-down stairs, and under-stair storage. Lake Holiday residents enjoy access to the lake, beaches, boating, fishing, water skiing, and other recreational amenities. With extensive recent improvements, flexible living space, and inviting indoor and outdoor areas, this home offers comfort, functionality, and a private backyard setting.

303 Northwood Cir, Cross Junction

Listing courtesy of Jim Barb Realty, Inc.. Contact:

107 Sunset Cir, Cross Junction
$400,000
3 Beds ⋅ 2 Baths
Lake living meets easy one-level living in this spacious Lake Holiday rancher! Forget the small rooms and closed-off spaces you might expect from a traditional ranch—this home welcomes you with high ceilings, an open layout, generous bedrooms, and room to grow. Start your mornings on the inviting front porch surrounded by beautiful landscaping, or settle in and watch a summer storm roll through while wildlife wanders the neighborhood. Inside, the kitchen features 36-inch cabinets and opens to a light-filled family room with a cozy gas fireplace. Large windows bring in plenty of natural light while the wooded lot provides welcome shade and privacy. Step onto the back deck and enjoy a peaceful yard with just the right amount of outdoor space—private enough to relax without spending every weekend doing yard work. The split-bedroom floor plan gives the primary suite its own retreat, complete with a tray ceiling, spacious en-suite bath with soaking tub and separate shower, plus an enormous walk-in closet. Two additional bedrooms are tucked away on the opposite side of the home. And then there’s the basement! High ceilings, extra-wide stairs, a roughed-in bath, radon system, and an incredible amount of unfinished space give you the opportunity to nearly double your living area. Imagine a rec room, home theater, gym, guest suite, workshop—or all of the above. Best of all, you’re in Lake Holiday, where everyday life can feel like a getaway. Enjoy three beaches, walking trails, sports courts, a dog park, 18-hole disc golf course, clubhouse, marina, and more. Come home to Lake Holiday—and vacation where you live!

107 Sunset Cir, Cross Junction

Listing courtesy of Samson Properties. Contact:

1226 Lakeview Dr, Cross Junction
$355,000
5 Beds ⋅ 3 Baths
Need a lake house with room for everyone? This five-bedroom, three-bath home gives you the space to spread out, entertain, and enjoy everything Lake Holiday has to offer—all just minutes from Beach 1! With over 1,900 finished square feet, the traditional split-foyer layout offers flexibility for everyday living, weekend guests, or a full house at the lake. Upstairs, the updated kitchen features Corian countertops and easy access to the deck, where meals come with a peaceful view of nature. Three bedrooms are located on the main level, including the primary suite with its own private bath. Head downstairs and you'll find even more room to gather. Newer flooring flows throughout the lower level, which includes two additional bedrooms, a full bath, and a spacious gathering room anchored by a pellet stove for cozy winter evenings. A wet bar makes this space ready for movie nights, game days, and entertaining friends after a day on the lake. Outside, the fenced yard provides space to play and relax, while multiple sheds offer convenient extra storage. Living at Lake Holiday means there's always something to do. Enjoy three beaches, boating, an 18-hole disc golf course, dog park, sports courts, wooded walking trails, clubhouse, and more—all within this gated lake community. Bring the family, invite the friends, and start enjoying lake life. Come vacation where you live!

1226 Lakeview Dr, Cross Junction

Listing courtesy of Samson Properties. Contact:

128 Dogwood Dr, Cross Junction
$385,000
4 Beds ⋅ 4 Baths
EXCEPTIONAL VALUE IN A PRIVATE, GATED LAKE COMMUNITY. BEAUTIFULLY UPDATED 4-BEDROOM, 4-BATH CEDAR CAPE COD for $385,000. Also available with an adjoining building lot for a total of $415,000. In Lake Holiday near Winchester with a spectacular 240-acre deep-water lake, mountain views and beaches. Enjoy fishing, boating, swimming, water skiing, a clubhouse with an exercise room, walking trails, dog park, playground and picnic areas, and tennis, basketball and volleyball courts. Ideal for full-time living or weekend getaways. About 90 minutes from the beltway. An easy drive to historic downtown Winchester, Berkeley Springs and Cacapon State Park on Rt. 522. Luxury vinyl floors that resemble hardwood and tile floors. Spacious living room. Well-appointed kitchen with granite countertops, maple cabinets, newer stainless appliances, tile back splash and an adjoining dining area. Enjoy a seasonal view of the lake from the large back deck off the kitchen. There's also a deck below off the finished walkout basement. The house's lower level offers the potential for an in-law suite: A generously sized family room with a gas log fireplace and an impressive wet bar, a bedroom and a full bath. Architectural shingle roof approximately 2 years old. Above-ground 120-gallon propane tank that supplies the gas log is owned by the seller and conveys. Possibilities abound with the adjoining lot. Build another dream house or perhaps a smaller home for a family member, or a garage. Combined size of the two properties is .57 of an acre. The properties also are available separately with the house at 128 Dogwood for $385,000 (Lot 118, Tax Map 18A04-4A-12- 118) and the lot at 130 Dogwood for $35,000 (Lot 117, Tax Map Tax 18A04-4A-12- 117 ). Buyers responsible at settlement for the $2,000 capitalization fee for each property. Monthly HOA fees are $156 for the house and $144 for the lot next door. Water/sewer tap fee to build on the lot currently totals $5,000 and the water/sewer availability fee for the lot is $20 per month until a house is built. Gated community - buyers must be accompanied by their agents. Traffic rules strictly enforced: 25 mph speed limit and complete stop at stop signs. Airbnb and short-term rentals (less than 6 months) are not permitted. Basement bedroom's window may not meet full egress. Tax and HOA amounts on this listing are for 128 Dogwood only.

128 Dogwood Dr, Cross Junction

Listing courtesy of ERA Oakcrest Realty, Inc.. Contact:

407 Dogwood Dr, Cross Junction
$389,900
3 Beds ⋅ 2 Baths
***BACK ON THE MARKET DUE TO BUYER FINANCING FALLING THROUGH!*** GATED LAKE COMMUNITY LIVING ��� VACATION YEAR-ROUND! Welcome to Lake Holiday, where resort-style living meets everyday comfort! This move-in ready 3BR/2BA rancher offers easy one-level living with the added bonus of a partially finished walkout basement—perfect for a rec room, theater, or game-day space, plus unfinished area for storage or future expansion. The kitchen shines with rich cherry cabinetry, granite countertops, and a breakfast bar ideal for gathering. The spacious primary suite features a private bath with a new vanity, and the oversized 2-car garage provides room for your boat, lake gear, or extra storage. Unwind on the covered front porch or entertain on the back deck—your own private retreat. Major updates are already done: new roof & gutters with gutter guards (2020) and new dual-fuel HVAC (2024), along with a new range, hood, and garage door openers. Enjoy life inside this sought-after gated lake community featuring a 240-acre lake, marina, boat ramp, sandy beaches, clubhouse with fitness room, fishing pier, playgrounds, walking trails, sports courts, dog parks, and boat/RV storage. Bring your boat and live the lake life every day!

407 Dogwood Dr, Cross Junction

Listing courtesy of Colony Realty. Contact:

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