Cross Junction Homes under $400,000

Cross Junction Homes under $400,000

Welcome to Cross Junction, Virginia—a hidden gem nestled in the heart of Frederick County! This charming community offers a serene lifestyle surrounded by the natural beauty of the Shenandoah Valley, making it an ideal place for families, retirees, and anyone seeking a peaceful retreat from the hustle and bustle of city life.

Cross Junction is not only known for its picturesque landscapes but also for its welcoming atmosphere. With a close-knit community vibe, residents enjoy a variety of local events and recreational activities, including hiking, fishing, and exploring the scenic parks that dot the area. The nearby George Washington National Forest provides endless opportunities for outdoor adventures, ensuring that nature lovers will feel right at home.

For those looking to settle down in Cross Junction, the real estate market presents fantastic opportunities, especially for homes under $400,000. Whether you’re a first-time homebuyer or searching for a cozy retreat, you’ll find a selection of charming single-family homes and townhouses that cater to various needs and budgets. Many properties feature spacious yards and modern amenities, allowing you to create the perfect sanctuary for yourself and your loved ones.

With its affordable housing options, breathtaking surroundings, and community spirit, Cross Junction is more than just a place to live; it’s a place to thrive. Come discover the warmth and charm of this wonderful Virginia town, where your dream home awaits!

Newest Cross Junction Homes under $400,000

324 Overlook Dr, Cross Junction
$369,900
3 Beds ⋅ 3 Baths
Discover exceptional space, comfort, and value in this beautifully maintained 2,600 finished sq. ft. Colonial, nestled within a gated 240-acre private lake community. From the moment you arrive, the welcoming front porch sets the tone for relaxed lake-community living. The rear deck offers additional outdoor space for entertaining, morning coffee, or peaceful evenings overlooking the property. Inside, the eat-in kitchen features updated countertops, stainless-steel appliances, and newer LVP flooring that continues throughout the main living areas. The main level also offers a separate dining room, spacious living room with a cozy pellet stove, and a comfortable family room—providing plenty of space for everyday living and entertaining. The fully finished walkout basement significantly expands the living space and offers versatile room for recreation, hobbies, guests, a home office, or relaxation. A charming stone fireplace adds warmth and character to this lower-level retreat. And the location within the community is hard to beat! You’ll be just a short walk from the main beach, clubhouse, and sports courts. Enjoy an incredible array of private community amenities, including beaches, tennis, basketball and volleyball courts, fishing, swimming, and boating. Bring your boat and embrace the lake lifestyle! With abundant living space, thoughtful updates, desirable community amenities, and a convenient location near the heart of the community, this home offers the perfect blend of space, comfort, recreation, and value.

324 Overlook Dr, Cross Junction

Listing courtesy of Colony Realty. Contact:

203 Fairway Cir, Cross Junction
$389,900
3 Beds ⋅ 3 Baths
Photos Scheduled but Don't wait to check out this slice of heaven priced well!!!! Welcome to 203 Fairway Circle in the sought-after Lake Holiday community of Cross Junction, Virginia! This spacious 3-bedroom, 3-full-bath home offers a wonderful combination of comfortable indoor living, impressive outdoor entertaining space, and resort-style community amenities. Step inside to find beautiful wood flooring throughout the main level, fresh paint, all-new windows, and a large kitchen and dining area featuring a built-in wine bar—perfect for entertaining family and friends. A bright enclosed patio/sunroom provides additional space to relax and enjoy. The home is also topped with architectural 40-year shingles for added peace of mind. The finished walkout basement includes a full bath and offers plenty of flexibility. Create an in-law suite, guest retreat, recreation room, man cave, home office, or additional family living area—the possibilities are endless. Outdoor living is where this property really shines! Enjoy a large rear deck overlooking a beautifully landscaped backyard, plus an expansive stamped-concrete patio with a built-in fire pit. With more than 1,000 square feet of additional outdoor living space, there's plenty of room for cookouts, gatherings, or quiet evenings around the fire. **A large enclosed storage area beneath the deck provides plenty of convenient space for lawn equipment, outdoor furniture, lake gear, tools, and more.** The relatively flat lot offers room to enjoy the outdoors—shoot some hoops in the paved driveway, kick the soccer ball around the backyard, or simply relax and take in the peaceful surroundings. The backyard adjoins a large common area with access to walking trails, creating an open and inviting setting. Living in Lake Holiday means enjoying amenities just beyond your doorstep. The community features a 240-acre lake, three beaches, clubhouse, marina, tennis courts, basketball courts, fitness room, walking trails, and much more. Whether you're spending the afternoon on the lake, gathering around the fire pit, exploring the trails, or simply enjoying your own backyard, this home offers a lifestyle that feels like a getaway every day. Seller is offering a Home Warranty for added peace of mind. **Escape the city and vacation where you live at Lake Holiday!**

203 Fairway Cir, Cross Junction

Listing courtesy of Weichert Realtors - Blue Ribbon. Contact:

409 Sunset Cir, Cross Junction
$339,900
3 Beds ⋅ 2 Baths
Welcome to 409 Sunset Circle in Lake Holiday Estates! This well-maintained 3-bedroom, 2-bath split-foyer sits on a great corner lot and is just minutes from the beach and clubhouse. The main level features a spacious living room with hardwood floors and a wood-burning fireplace, along with a dining area and kitchen with hardwood flooring. The kitchen was renovated in 2015 and opens to a large deck, creating an ideal space for grilling, entertaining, or simply enjoying the outdoors. All three bedrooms and the hall full bathroom have been freshly painted and feature brand-new flooring. The lower level offers a large open area with a propane stove and dry bar, providing flexible space for a family room, game room, home office, or whatever fits your needs. A storage shed provides additional space for outdoor equipment and belongings. Additional improvements include upgraded/replaced windows in 2017, HVAC replaced in 2021, and a new water softener. Lake Holiday residents enjoy an impressive array of amenities, including a 240-acre deep-water lake, two sandy beaches, a fishing pier, clubhouse with fitness room, playgrounds, dog parks, walking trails, 24/7 gated security, and available high-speed internet. Bring your boat, enjoy the lake, and take advantage of everything Lake Holiday has to offer!

409 Sunset Cir, Cross Junction

Listing courtesy of Colony Realty. Contact:

1098 Reynolds Rd, Cross Junction
$305,000
1 Beds ⋅ 1 Baths
This turnkey short-term rental opportunity generated over $50,000 in revenue over the past year with a strong 71% occupancy rate, offering immediate income potential in the heart of the Shenandoah Valley. Thoughtfully renovated in 2022 with big-ticket infrastructure updates—including a new septic system, new well, and a private hot tub—this fully furnished historic schoolhouse pairs nostalgic charm with modern peace of mind. Designed as an enchanting, romantic getaway, the retreat sits on 2 private acres featuring breathtaking panoramic mountain views. Guests will love soaking under the stars in the hot tub, gathering around the outdoor fire pit, or unwinding in the cozy, character-filled living space. Conveniently located near Winchester and surrounded by scenic wineries, hiking trails, and outdoor adventures, this low-maintenance property is tailored for guest satisfaction and high-performing returns.

1098 Reynolds Rd, Cross Junction

Listing courtesy of EXP Realty, LLC. Contact:

216 Sunset Cir, Cross Junction
$380,000
4 Beds ⋅ 3 Baths
MAJOR PRICE IMPROVEMENT ... your lake home is within reach!!! Welcome to your dream retreat on Sunset Circle! Nestled within an exclusive gated community, this one of a kind 1,974 sq ft, 4-bedroom, 2.5-bathroom home offers the perfect blend of comfort and resort-style living. The crown jewel of this property is the expansive, double-decker front deck providing panoramic views of a pristine, 240-acre lake when the leaves have fallen and so much tree canopy in Summer that you don’t even need to turn on the AC! Start your mornings with coffee on any one of the multiple opportunities on the decks! Watch the deer, squirrel, and rabbits play in your low maintenance front yard. The Home: Step inside to find a spacious, sun-filled floor plan designed for effortless entertaining and everyday comfort. Boasting 4 generous bedrooms and 2.5 baths, this layout is ideal for growing families or hosting weekend guests. The seamless flow leads right out to your double deck, completely blurring the line between indoor and outdoor lakeside living. TWO fireplaces offer warm cozy options when it’s cold outside and double sliding doors on each side still give you the outdoor views! Resort-Style Community Amenities: Living here feels like a permanent vacation. The community is meticulously maintained with onsite management and maintenance crews, plus a convenient trash facility for convenient waste disposal which even includes a yard-debris dumpster! Outdoor enthusiasts will fall in love with the recreational options!

216 Sunset Cir, Cross Junction

Listing courtesy of RE/MAX Roots. Contact:

1003 W Masters Dr, Cross Junction
$400,000
4 Beds ⋅ 3 Baths
Welcome home to this updated 4-bedroom home with a 2-car garage, 3 finished levels, and a fully finished basement, tucked inside the beautiful gated community of Lake Holiday. The bright main level features hardwood floors, separate living and dining rooms, and an updated kitchen with upgraded cabinetry, a large center island, plenty of workspace, and a breakfast area overlooking the peaceful wooded surroundings. The kitchen opens to the family room, where a wood-burning fireplace creates a warm and inviting gathering space. Upstairs, the spacious primary suite features walk-in closets and a private bath with dual vanities and an oversized shower. 3 additional generously sized bedrooms offer plenty of closet space, while bedroom-level laundry adds everyday convenience. The newly finished basement offers an impressive amount of additional living space with a large recreation area with plenty of room for a pool table, a separate playroom, and an additional finished room currently being used as a 5th bedroom. Whether you need space for movie nights, entertaining, a home gym, guests, or hobbies, this level gives you plenty of flexibility. Outside, the fenced backyard backs to trees, providing added privacy and a peaceful setting to relax, entertain, or let the kids and pets play. And then there’s the Lake Holiday lifestyle! Enjoy boating, kayaking, canoeing, swimming, fishing, beaches, playgrounds, sports courts, and community amenities—all surrounded by the natural beauty of the lake and wooded landscape. Updated, spacious, and offering room to spread out both inside and out, this home is ready for you to enjoy everything Lake Holiday has to offer.

1003 W Masters Dr, Cross Junction

Listing courtesy of ERA Oakcrest Realty, Inc.. Contact:

849 Redland Rd, Cross Junction
$330,000
3 Beds ⋅ 1 Baths
CHARMING AND COZY! This is the perfect little farm house. Walk through the front door to find exposed beams in the main living area. The contrast of the wood beams and white walls creates a, WELCOME HOME, feeling. To the right is another living room, dining room, or office, you decide. Recessed lighting and a modern chandelier lights up the space. A natural wood colored beadboard ceiling adds to the ambiance of this house. Enter the kitchen through either room for a nice flow of the main level. A large farmhouse sink, stainless steel appliances and sleek black counters Compliments the history of the home in the modern world. Plenty of natural light and plenty of space. A nice size mudroom connects the kitchen to the backyard. A full bath with double sinks finishes this level.The newer wood floors throughout the first level compliments the farmhouse feel. The second floor includes the primary and two other bedrooms. A nice size walk-through closet separates two of the bedrooms. Light and bright with warm wood floors keep with the theme of the home. The property is fully fenced for anyone's convenience. Beautiful views add to lovely times spent outside. A Nice size chicken coop with run-in will keep your furry friends safe. Last, but not least is your detached garage with three floors. So many possibilities.

849 Redland Rd, Cross Junction

Listing courtesy of Long & Foster Real Estate, Inc.. Contact:

107 Sunset Cir, Cross Junction
$400,000
3 Beds ⋅ 2 Baths
Lake living meets easy one-level living in this spacious Lake Holiday rancher! Forget the small rooms and closed-off spaces you might expect from a traditional ranch—this home welcomes you with high ceilings, an open layout, generous bedrooms, and room to grow. Start your mornings on the inviting front porch surrounded by beautiful landscaping, or settle in and watch a summer storm roll through while wildlife wanders the neighborhood. Inside, the kitchen features 36-inch cabinets and opens to a light-filled family room with a cozy gas fireplace. Large windows bring in plenty of natural light while the wooded lot provides welcome shade and privacy. Step onto the back deck and enjoy a peaceful yard with just the right amount of outdoor space—private enough to relax without spending every weekend doing yard work. The split-bedroom floor plan gives the primary suite its own retreat, complete with a tray ceiling, spacious en-suite bath with soaking tub and separate shower, plus an enormous walk-in closet. Two additional bedrooms are tucked away on the opposite side of the home. And then there’s the basement! High ceilings, extra-wide stairs, a roughed-in bath, radon system, and an incredible amount of unfinished space give you the opportunity to nearly double your living area. Imagine a rec room, home theater, gym, guest suite, workshop—or all of the above. Best of all, you’re in Lake Holiday, where everyday life can feel like a getaway. Enjoy three beaches, walking trails, sports courts, a dog park, 18-hole disc golf course, clubhouse, marina, and more. Come home to Lake Holiday—and vacation where you live!

107 Sunset Cir, Cross Junction

Listing courtesy of Samson Properties. Contact:

1226 Lakeview Dr, Cross Junction
$355,000
5 Beds ⋅ 3 Baths
Need a lake house with room for everyone? This five-bedroom, three-bath home gives you the space to spread out, entertain, and enjoy everything Lake Holiday has to offer—all just minutes from Beach 1! With over 1,900 finished square feet, the traditional split-foyer layout offers flexibility for everyday living, weekend guests, or a full house at the lake. Upstairs, the updated kitchen features Corian countertops and easy access to the deck, where meals come with a peaceful view of nature. Three bedrooms are located on the main level, including the primary suite with its own private bath. Head downstairs and you'll find even more room to gather. Newer flooring flows throughout the lower level, which includes two additional bedrooms, a full bath, and a spacious gathering room anchored by a pellet stove for cozy winter evenings. A wet bar makes this space ready for movie nights, game days, and entertaining friends after a day on the lake. Outside, the fenced yard provides space to play and relax, while multiple sheds offer convenient extra storage. Living at Lake Holiday means there's always something to do. Enjoy three beaches, boating, an 18-hole disc golf course, dog park, sports courts, wooded walking trails, clubhouse, and more—all within this gated lake community. Bring the family, invite the friends, and start enjoying lake life. Come vacation where you live!

1226 Lakeview Dr, Cross Junction

Listing courtesy of Samson Properties. Contact:

128 Dogwood Dr, Cross Junction
$385,000
4 Beds ⋅ 4 Baths
EXCEPTIONAL VALUE IN A PRIVATE, GATED LAKE COMMUNITY. BEAUTIFULLY UPDATED 4-BEDROOM, 4-BATH CEDAR CAPE COD for $385,000. Also available with an adjoining building lot for a total of $415,000. In Lake Holiday near Winchester with a spectacular 240-acre deep-water lake, mountain views and beaches. Enjoy fishing, boating, swimming, water skiing, a clubhouse with an exercise room, walking trails, dog park, playground and picnic areas, and tennis, basketball and volleyball courts. Ideal for full-time living or weekend getaways. About 90 minutes from the beltway. An easy drive to historic downtown Winchester, Berkeley Springs and Cacapon State Park on Rt. 522. Luxury vinyl floors that resemble hardwood and tile floors. Spacious living room. Well-appointed kitchen with granite countertops, maple cabinets, newer stainless appliances, tile back splash and an adjoining dining area. Enjoy a seasonal view of the lake from the large back deck off the kitchen. There's also a deck below off the finished walkout basement. The house's lower level offers the potential for an in-law suite: A generously sized family room with a gas log fireplace and an impressive wet bar, a bedroom and a full bath. Architectural shingle roof approximately 2 years old. Above-ground 120-gallon propane tank that supplies the gas log is owned by the seller and conveys. Possibilities abound with the adjoining lot. Build another dream house or perhaps a smaller home for a family member, or a garage. Combined size of the two properties is .57 of an acre. The properties also are available separately with the house at 128 Dogwood for $385,000 (Lot 118, Tax Map 18A04-4A-12- 118) and the lot at 130 Dogwood for $35,000 (Lot 117, Tax Map Tax 18A04-4A-12- 117 ). Buyers responsible at settlement for the $2,000 capitalization fee for each property. Monthly HOA fees are $156 for the house and $144 for the lot next door. Water/sewer tap fee to build on the lot currently totals $5,000 and the water/sewer availability fee for the lot is $20 per month until a house is built. Gated community - buyers must be accompanied by their agents. Traffic rules strictly enforced: 25 mph speed limit and complete stop at stop signs. Airbnb and short-term rentals (less than 6 months) are not permitted. Basement bedroom's window may not meet full egress. Tax and HOA amounts on this listing are for 128 Dogwood only.

128 Dogwood Dr, Cross Junction

Listing courtesy of ERA Oakcrest Realty, Inc.. Contact:

407 Dogwood Dr, Cross Junction
$389,900
3 Beds ⋅ 2 Baths
***BACK ON THE MARKET DUE TO BUYER FINANCING FALLING THROUGH!*** GATED LAKE COMMUNITY LIVING ��� VACATION YEAR-ROUND! Welcome to Lake Holiday, where resort-style living meets everyday comfort! This move-in ready 3BR/2BA rancher offers easy one-level living with the added bonus of a partially finished walkout basement—perfect for a rec room, theater, or game-day space, plus unfinished area for storage or future expansion. The kitchen shines with rich cherry cabinetry, granite countertops, and a breakfast bar ideal for gathering. The spacious primary suite features a private bath with a new vanity, and the oversized 2-car garage provides room for your boat, lake gear, or extra storage. Unwind on the covered front porch or entertain on the back deck—your own private retreat. Major updates are already done: new roof & gutters with gutter guards (2020) and new dual-fuel HVAC (2024), along with a new range, hood, and garage door openers. Enjoy life inside this sought-after gated lake community featuring a 240-acre lake, marina, boat ramp, sandy beaches, clubhouse with fitness room, fishing pier, playgrounds, walking trails, sports courts, dog parks, and boat/RV storage. Bring your boat and live the lake life every day!

407 Dogwood Dr, Cross Junction

Listing courtesy of Colony Realty. Contact:

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